Statute of Limitations on Debt by State

Statutes of limitations are laws that limit the amount of time after which a lawsuit can be filed. In the United States a government agency is required by Congress, under federal regulations, to create its own statute of limitations.

These statutes can govern various areas of law, from contracts (written and oral) to personal injury. Once the years set by the law have tolled, one cannot start a lawsuit for that injury. 

Debts, because they are caused by a breach of a written contract, are governed by the statute of limitations for written contracts. In the U.S., statutes of limitations for written contracts vary from state to state, with the longest being ten years, the shortest being three years.

Learn for yourself how statutes of limitations differ by state by exploring the data in the charts.

Payment Contracts Prescriptive Period by State

Alabama - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#10 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#11 in the US

Alaska - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

3

#44 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

3

#43 in the US

Arizona - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#11 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#12 in the US

Arkansas - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

5

#33 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

5

#33 in the US

California - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

4

#41 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

4

#40 in the US

Colorado - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#12 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

3

#44 in the US

Connecticut - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#13 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#13 in the US

Delaware - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

3

#45 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

3

#45 in the US

District of Columbia - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

3

#46 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

3

#46 in the US

Florida - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

5

#34 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

5

#34 in the US

Georgia - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#14 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#14 in the US

Hawaii - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#15 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#15 in the US

Idaho - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

5

#35 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

5

#35 in the US

Illinois - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

10

#1 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

10

#1 in the US

Indiana - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

10

#2 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

10

#2 in the US

Iowa - Payment Contracts Prescriptive Period

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10

#3 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

10

#3 in the US

Kansas - Payment Contracts Prescriptive Period

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5

#36 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

5

#36 in the US

Kentucky - Payment Contracts Prescriptive Period

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10

#4 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

10

#4 in the US

Louisiana - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

10

#5 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

10

#5 in the US

Maine - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#16 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#16 in the US

Maryland - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

3

#47 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

3

#47 in the US

Massachusetts - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#17 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#17 in the US

Michigan - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#18 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#18 in the US

Minnesota - Payment Contracts Prescriptive Period

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6

#19 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#19 in the US

Mississippi - Payment Contracts Prescriptive Period

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3

#48 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

3

#48 in the US

Missouri - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

5

#37 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

10

#6 in the US

Montana - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

8

#9 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

8

#10 in the US

Nebraska - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

5

#38 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

5

#37 in the US

Nevada - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#20 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#20 in the US

New Hampshire - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

3

#49 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

3

#49 in the US

New Jersey - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#21 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#21 in the US

New Mexico - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#22 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#22 in the US

New York - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#23 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#23 in the US

North Carolina - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

3

#50 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

3

#50 in the US

North Dakota - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#24 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#24 in the US

Ohio - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#25 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#25 in the US

Oklahoma - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

5

#39 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

5

#38 in the US

Oregon - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#26 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#26 in the US

Pennsylvania - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

4

#42 in the US

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4

#41 in the US

Rhode Island - Payment Contracts Prescriptive Period

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10

#6 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

10

#7 in the US

South Carolina - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

3

#51 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

3

#51 in the US

South Dakota - Payment Contracts Prescriptive Period

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6

#27 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#27 in the US

Tennessee - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#28 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#28 in the US

Texas - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

4

#43 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

4

#42 in the US

Utah - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#29 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#29 in the US

Vermont - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#30 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#30 in the US

Virginia - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

5

#40 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

5

#39 in the US

Washington - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#31 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#31 in the US

West Virginia - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

10

#7 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

10

#8 in the US

Wisconsin - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

6

#32 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

6

#32 in the US

Wyoming - Payment Contracts Prescriptive Period

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PAYMENT CONTRACTS PRESCRIPTIVE PERIODhelp

10

#8 in the US

WRITTEN CONTRACTS PRESCRIPTIVE PERIODhelp

10

#9 in the US