AmeriHealth Caritas to Join Ohio Health Marketplace in 2027

The insurer will enter the state exchange in 2027 as two major providers prepare to exit the market.

Updated on Oct. 21, 2026 in Insurance

AmeriHealth Caritas to Join Ohio Health Marketplace in 2027

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AmeriHealth Caritas will begin offering health insurance plans on Ohio's marketplace in 2027. This expansion arrives as CareSource and Molina Healthcare of Ohio discontinue their marketplace offerings, impacting approximately 54,000 current enrollees.

Why it matters

The addition of AmeriHealth Caritas provides new coverage options in a region where consumer choices have recently narrowed and overall costs have climbed. This shift reshapes the competitive landscape for residents seeking individual market coverage next year.

The Ohio Department of Insurance approved nine companies to sell plans for 2027, down from 11 in 2026. These new offerings will span 11 counties across the state.

The players

AmeriHealth Caritas

This health insurance organization currently serves Ohioans through a Medicaid managed care plan and operates in 13 states plus the District of Columbia.

CareSource

This managed care organization will discontinue its participation in the Ohio health insurance marketplace in 2027.

Molina Healthcare of Ohio

This provider will cease offering plans on the state exchange for the 2027 coverage year.

Ohio Department of Insurance

This state regulatory body oversees the approval and certification of insurance companies operating on the state marketplace.

The details

AmeriHealth Caritas will provide coverage in the Cincinnati, Cleveland, Columbus, Dayton, Toledo, and Youngstown metro areas. The service footprint includes 11 specific counties, though five of those counties will see a reduced field of only two participating insurers.

Open enrollment for 2027 Marketplace coverage begins Nov. 1, 2026.
Coverage for the new 2027 Marketplace plans will take effect Jan. 1, 2027.

Market Dynamics

This shifts the competitive environment within the Affordable Care Act's Health Insurance Marketplace as state markets experience provider turnover. These adjustments reflect broader structural changes in individual health insurance access and insurer regional strategies.

The 54,000 residents currently covered by exiting insurers must select new plans during the upcoming enrollment period to avoid a lapse in coverage. Consumers in the 11 affected counties should compare network providers and premium costs across the nine approved carriers.

The takeaway

Consumers should prepare for the upcoming enrollment period by reviewing the updated list of participating carriers in their specific county. Early research into new provider networks can help ensure a seamless transition for those whose current plans are being discontinued.