In Florida, insurance news means premiums, coverage availability, state regulatory actions and consumer policy choices. Reporting tracks the market shifts that impact households across the state.
Comprehensive auto insurance typically covers vehicle flood damage, though claims for intentionally driving through floodwater are usually denied.
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November 9, 2026
Isaias Claims in Florida Reach 55,000Insurers have logged about 55,000 claims from Hurricane Isaias in Florida, with estimated insured losses of $651 million.
November 6, 2026
Court Revives Bad Faith Claim Against ProgressiveA federal appeals court says Progressive American Insurance Company must face a jury over its handling of a Florida rear-end collision claim.
November 6, 2026
Appeals Court Blocks Release of Insurer Claims RecordsFlorida's First District Court of Appeal quashed a trial court order that would have released 878 sealed claims-handling pages from three insurers.
November 5, 2026
Geico to Cut 114 Remote Florida JobsThe insurer plans permanent layoffs for remote staff in its Staff Counsel and Florida PIP organization, with losses set to begin on or about Dec. 31.
November 2, 2026
Florida Secures $46M Refund From Infinity AutoInfinity Auto Insurance Company will return more than $46 million in excess profits to Florida policyholders under state law.
October 29, 2026
Florida Court Limits Legal Fee Stacking in Insurance CasesAppellate judges rule that attorneys cannot collect both current billing rates and late interest on fee awards.
October 26, 2026
Court Denies Extra Insurance Pay for Florida CondosThe Eleventh Circuit ruled an insurer owes no further coverage for Hurricane Ian damages due to missing proof of loss.
October 26, 2026
Florida Approves USAA Auto Insurance Rate DecreasesFlorida insurance regulators have greenlit auto rate reductions averaging 7% for USAA Group policyholders across the state.
October 26, 2026
Florida Property Insurance Costs Fall While Liability RisesLegislative reforms have lowered property premiums for Florida multifamily units, yet liability costs continue to climb.
October 24, 2026
Universal Insurance Reports Income Amid Policy GrowthUniversal Insurance Holdings saw total policies rise nearly 8% as quarterly net income reached $52.5 million.
Reporting here centers on homeowners and auto policies, life and health coverage, regulatory oversight and market access. Coverage extends from the capital to the rural counties where access to services varies. High risk exposure due to weather patterns remains the primary factor influencing policy availability and pricing throughout the state. Changes in state law and regulatory guidance consistently shift how providers operate and how consumers manage their risk.
