Florida Ranks 47th in 2026 Safest States Study
Florida received an overall safety score of 40.1 out of 100 in the new national analysis.
Updated on Oct. 23, 2026 in Insurance
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In the 2026 safest states study, Florida earned an overall safety score of 40.1, ranking 47th out of 50 states. Vermont took the top spot in the analysis with a score of 66.3.
Why it matters
The study provides a comprehensive look at public security by weighing 52 individual metrics across five major safety categories. These findings highlight relative performance disparities between states regarding financial, residential, and workplace risks.
The analysis evaluated states using 52 metrics, including specific rankings that placed Florida 45th in climate disaster loss amounts and 42nd in job security. Vermont outperformed the national average in road quality, where it ranked second overall.
The players
WalletHub
This personal finance website regularly publishes statistical studies and rankings on various consumer and social issues across the United States.
The details
Researchers calculated state rankings by scoring metrics on a 100-point scale to determine weighted averages for safety categories. These categories included personal and residential security, financial stability, road safety, workplace conditions, and emergency preparedness.
Timeline
The 2026 study was conducted and published throughout the year.
Market Dynamics
The 2026 WalletHub safest states study methodology establishes a comprehensive benchmark for evaluating regional safety across the United States. This report follows the pattern set by these recurring analyses to provide a quantifiable comparison of state performance.
The low ranking in financial safety and job security metrics may influence how residents approach personal insurance planning and long-term asset management. Investors should consider these state-level risk metrics when assessing regional stability for portfolio allocations.
The takeaway
Understanding how state-level rankings are calculated can help residents better identify areas where they may face heightened financial or environmental risks. Readers can use these metrics as a starting point to assess their own personal preparedness and insurance coverage needs.
Further reading
Learn more about local risk factors and coverage needs in the Florida Insurance section.
Source note: This article includes information reported by Wesm913.
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