Stripe Launches Plug-in for Instant B2B Payments

The new tool enables businesses to process account-to-account payments through the Stripe Dashboard and CLI.

Updated on Oct. 28, 2026 in Remote Work

Isometric editorial illustration of a brass industrial conduit fitting on a concrete wall, representing business-to-business financial infrastructure. — Stripe launched a new business-to-business payment tool, Stripe Pay, allowing firms to process instant account-to-account transactions through their dashboard. AI Illustration. Upload story photo >

Live Poll

Would your business consider switching to real-time account-to-account payments to reduce credit card fees?

Stripe has introduced a new plug-in called Stripe Pay, designed to facilitate instant business-to-business transactions. Users can send funds to other companies by utilizing specific Stripe profile handles.

Why it matters

The tool is expected to drive the adoption of account-to-account payments as businesses look for ways to reduce credit card processing fees. Enhanced features like faster settlement and ERP integration are also projected to improve cash flow management for firms.

This launch follows PYMNTS research from October 2023 that identified account-to-account payment adoption as falling short of its full potential. The success of this tool will be measured by its ability to accelerate real-time settlement.

The players

Stripe

Stripe is a global technology company that builds economic infrastructure for the internet by providing payment processing software and APIs for businesses.

The details

To execute transactions, senders must utilize a funded financial account, while recipients are required to have a financial account linked to their Stripe profile. The platform allows users to locate trading partners easily via unique Stripe profile handles.

October 2023: PYMNTS reported that A2A payments were underperforming relative to their potential.
October 28, 2026: Stripe officially released the Stripe Pay plug-in.

Market Landscape

The transition to instant B2B payments aligns with the wider industry move toward real-time settlement systems like ISO 20022. This positions Stripe to capture greater market share from legacy payment processors by offering faster cash flow cycles and direct ERP connectivity.

Businesses may soon see lower operational costs as companies shift away from traditional credit card fees toward these account-to-account payment methods. Finance departments should prepare for potentially faster reconciliation times once their ERP systems are integrated.

The takeaway

Real-time B2B payments represent a significant shift toward automated cash flow management for modern enterprises. Companies should evaluate their current payment stacks to see if adopting A2A solutions can provide measurable improvements to their quarterly overhead.