Sullivan Wins Oklahoma Insurance Commissioner Race
Republican Bob Sullivan defeats Democrat Craig MacIntyre to succeed Glen Mulready as the state's top insurance regulator.
Updated on Nov. 4, 2026 in Insurance
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Republican Bob Sullivan won the Oklahoma insurance commissioner election with 60% of the vote, with 92% of precincts reporting. He will succeed Republican Glen Mulready, who leaves office in January.
Why it matters
Oklahomans have faced rising home and auto insurance premiums, and homeowners already pay among the highest average property premiums in the U.S., surpassing $5,500 annually. The commissioner oversees the state's insurance industry, including rate decisions and consumer claims.
The unofficial results from the Oklahoma State Election Board show Sullivan with 60% of the vote at 92% precinct reporting. Official certification of the outcome has not been addressed in the available reporting.
The players
Bob Sullivan
Bob Sullivan is a Republican who spent more than two decades as an independent agent and risk manager before winning the Oklahoma insurance commissioner race.
Glen Mulready
Glen Mulready is the Republican Oklahoma insurance commissioner who is leaving office in January after serving in the post.
Craig MacIntyre
Craig MacIntyre is the Democrat who lost the Oklahoma insurance commissioner race after more than 30 years as an actuary and product manager.
The details
Sullivan, 41, spent more than two decades as an independent agent and risk manager, while MacIntyre, who lost the race, spent more than 30 years as an actuary and product manager. Sullivan reported $323,263.82 in funds and in-kind contributions, compared with $37,515.62 reported by MacIntyre.
Timeline
Tuesday, November 3, 2026: Election held and Sullivan wins the insurance commissioner race.
January 2027: Mulready, 65, leaves office and Sullivan takes over as commissioner.
July 1, 2027: House Bill 3781 takes effect, changing Oklahoma's rate process from use-and-file to file-and-wait.
Market Dynamics
The election puts the official who will oversee rate reviews under House Bill 3781 into office, which replaces Oklahoma's use-and-file rate process with file-and-wait and takes effect July 1, 2027. Under that law, the commissioner will review property and casualty rate increase requests within 30 days.
Under House Bill 3781, the commissioner will review property and casualty rate increase requests within 30 days once the file-and-wait process takes effect July 1, 2027. Oklahoma homeowners and drivers may see insurance rate requests reviewed under this new oversight, which could affect their monthly premium costs.
The takeaway
Homeowners and drivers in Oklahoma should watch how the new commissioner applies the 30-day review window once House Bill 3781 takes effect. Reviewing your policy's premium changes against any approved rate increases can help you judge whether a request is justified.
What happens next
House Bill 3781 takes effect July 1, 2027, and will bring the commissioner's 30-day review of property and casualty rate increase requests into force.
Further reading
For more on how premiums and coverage rules affect households, see Insurance coverage across the state.
Source note: This article includes information reported by Oklahoman.
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