AvidXchange Survey Highlights B2B Payment Strategy Gaps

A new industry report finds nearly half of mid-market businesses lack a formal strategy for their B2B payment mix.

Updated on Oct. 30, 2026 in Remote Work

Isometric editorial illustration of industrial valves on a pedestal, representing the need for structured financial strategy in corporate payment systems. — A new survey from AvidXchange reports that nearly half of mid-market businesses lack a formal strategy for their B2B payment processes. AI Illustration. Upload story photo >

Live Poll

Do you believe formalizing payment strategies provides a measurable advantage for business financial management?

Charlotte-based AvidXchange released survey findings showing that 47% of mid-market organizations operate without a formal payment mix strategy. The study highlights significant disparities in financial transparency between firms with and without established strategic frameworks.

Why it matters

Understanding these gaps helps finance leaders improve cash flow visibility and strengthen critical supplier relationships. Many firms are increasingly leveraging automation partners to guide broader financial decision-making processes.

The study of 500 finance decision-makers reveals that 67% of businesses with formal strategies enjoy real-time visibility, compared to only 33% of those without. Additionally, 63% of respondents report using ePayments mostly or exclusively.

The players

AvidXchange

A Charlotte-based financial technology company that has provided payment automation solutions for 25 years and currently supports 8,000 businesses.

The details

The research emphasizes that 46% of finance leaders believe the supplier payment experience significantly impacts business relationships. Half of the surveyed companies now utilize their payment automation providers to inform their overall finance strategy.

October 30, 2026: AvidXchange published its B2B Payments Strategy survey findings.
Next 12 months: Period during which improved visibility is expected to impact payment strategy.

Market Landscape

The survey results provide a current snapshot that tracks the industry's movement toward B2B payments modernization by analyzing how mid-market firms shift away from manual processes. These insights highlight the competitive advantage gained by companies that integrate automated finance tools into their operations.

For Charlotte business leaders, these findings underscore the potential need to review current payment mixes to improve real-time cash flow visibility. Adopting formal strategies may lead to more reliable supplier relationships and informed financial planning.

The takeaway

Firms without a formal payment strategy face a significant disadvantage regarding financial transparency and supplier management. Implementing a structured approach can help businesses gain the visibility needed to manage cash flow effectively over the next year.