In Michigan, insurance news means homeowners coverage, auto policies, health plans and life insurance. Coverage here follows the consumer marketplace, state regulatory actions and the factors influencing premiums.
A federal judge in Michigan rejected a surviving spouse's claim for additional life insurance after the employer's plan limited the deceased worker's coverage to $50,000.
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October 26, 2026
Michigan Health Insurance Open Enrollment to Open SoonThe 2027 health insurance marketplace enrollment window begins on November 1, 2026, for Michigan residents.
October 23, 2026
Michigan Court Affirms Geico Policy Limits RulingAppeals judges rule out-of-state insurance policies need not meet Michigan's minimum coverage requirements.
October 21, 2026
Michigan Bill Simplifies Auto Insurance For SeniorsProposed legislation allows Medicare-enrolled drivers to maintain PIP coverage elections across policy renewals.
October 16, 2026
Michigan Senators Introduce Bill to Update PIP Opt-OutsThe proposed legislation would adjust Michigan's auto insurance deductible limits and clarify disclosure requirements.
October 15, 2026
Frankenmuth Mutual Insurance Files Ansur America TrademarkThe Michigan-based company is seeking to register a new trademark for its personal and commercial insurance underwriting services.
October 12, 2026
Michigan Insurance Association Reduced Assessment FeesThe nonprofit reinsurer lowered per-vehicle costs for drivers entering the 2027-28 fiscal year.
October 12, 2026
Michigan Lawmakers Debated Auto Insurance ReformsA new legislative package aims to reduce state auto insurance premiums by lowering required liability minimums.
October 7, 2026
Michigan Appeals Court Upheld Class Action DismissalThe court ruled that individual claims may proceed after dismissing class-wide allegations in a recent lawsuit.
October 5, 2026
Court Ruled Out-of-State Policies Exempt from Michigan LawThe Michigan Court of Appeals held that state insurance minimums do not apply to out-of-state auto policies.
October 5, 2026
Michigan Set Health Insurance Tax Rate for 2026The state treasury established a 0.9628 percent tax rate for qualified health insurance premiums.
Day to day, that means buying decisions, policy renewals, coverage gaps and market shifts. It reaches from the capital to the rural counties where the cost and availability of protection fluctuate. Disaster risk and climate patterns have a significant effect on the local availability of residential coverage. Premium increases and regulatory changes to consumer protections are the issues that appear most consistently.
