Security First Introduced New Home Insurance Bundle
Florida homeowners can now receive a discount by pairing property and auto policies through the same agent.
Updated on Oct. 6, 2026 in Insurance
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Security First Insurance has launched a new bundling program for its Premier HO5 policyholders in Florida. The initiative offers a discount to homeowners who maintain both home and auto insurance coverage through a single agent.
Why it matters
The company introduced this option to help clients lower their premiums while maintaining existing coverage levels. Independent agents requested the bundling structure to provide more flexible savings opportunities for Florida residents.
The program offers a maximum discount of 3% on all-other-perils premiums for 26,000 Premier HO5 policyholders. Security First Insurance currently manages 157,986 policies in force and ranks as the 13th largest insurer in Florida.
The players
Security First Insurance
Headquartered in Ormond Beach, this firm is the 13th largest property insurer operating within the state of Florida.
The details
The discount is available to policyholders who utilize the same independent agent for both property and auto insurance lines. This adjustment, which also includes new deductible options, was implemented to satisfy requests from the agent network for broader savings tools.
Timeline
The bundling plan became available during the last week of September 2026.
Policy changes for Premier HO5 customers took effect on October 1, 2026.
Security First reported 157,986 policies in force as of the end of June 2026.
Market Dynamics
This rollout reflects a broader industry trend of insurers using bundled products to increase customer retention in competitive markets. It follows a pattern set by Florida's property insurance market stabilization efforts aimed at managing high premiums through diversified coverage.
Homeowners who consolidate their home and auto policies with a single agent may see a 3% reduction in their all-other-perils premium costs. Interested policyholders should contact their independent agent to verify if their current auto coverage qualifies them for the bundling discount.
The takeaway
Bundling insurance policies remains one of the most effective strategies for policyholders to manage rising housing costs in Florida. Customers should regularly review their total insurance portfolio to ensure they are capturing all available discounts offered by their carriers.
Further reading
For more information on state coverage trends, visit Florida Insurance.
Source note: This article includes information reported by Insurance Journal.
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