Coverage of retirement planning in the United States focuses on Social Security, tax-advantaged savings accounts and the maintenance of long-term financial stability. This page follows legislative updates and systemic changes that impact how individuals prepare for their later years.
A program run by Vanguard, Fidelity and Alight is reducing cash-outs from small retirement accounts when workers change jobs.
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November 7, 2026
Proposed Rule Would Ease Private Equity in 401(k)sA Labor Department proposal would give employers legal protection for adding private equity funds to retirement plan menus.
November 7, 2026
GLP-1 Costs Strain Retirement SavingsA Nationwide survey and a Virginia Commonwealth University study find GLP-1 users are cutting savings and taking on debt to afford the drugs.
November 7, 2026
Cassidy Urges Congress to Act on Social SecuritySenator Bill Cassidy pressed lawmakers to address Social Security solvency with 22 days left in the session.
November 7, 2026
Retiree Spending Rises 2% Amid Housing CostsHouseholds headed by someone 65 or older spent an average of just under $61,000 in 2025, according to Bureau of Labor Statistics data.
November 6, 2026
Labor Department Sends 401(k) Investment Rule to OMBThe Department of Labor has submitted its investment safe harbor rule for 401(k) plans to the White House for final review.
November 6, 2026
IRS Sets 2027 Health FSA Limit at $3,500The Internal Revenue Service announced higher 2027 limits for health flexible spending accounts, health savings accounts and related benefits.
November 6, 2026
O'Neal Plans Annuity Income From Age 55Shaquille O'Neal says he expects about $1 million per month in fixed income once he turns 55 in March.
November 6, 2026
Vanguard Finds Flexible Withdrawals Keep Retirees in PlansVanguard's second annual How America Retires report examines how retirees invest, preserve and withdraw their workplace retirement savings.
November 5, 2026
Americans Cut Retirement Savings as Costs ClimbA TIAA survey finds many Americans are scaling back retirement contributions and tapping retirement accounts early to cover living expenses.
November 4, 2026
Senate Races Put Social Security Cuts on BallotCandidates in nine closely contested Senate races are taking positions on how to prevent projected automatic retirement benefit cuts.
Regular subjects here include adjustments to Social Security benefits, shifting contribution limits for 401(k) and IRA accounts, and new models for retirement savings vehicles. Reporting reaches every state, covering federal policy shifts and their effects on households across the country. Federal benefit formulas and tax code revisions often dictate the timing of these updates, forcing families to adjust their long-term strategies. Legislative changes to the tax structure remain the primary driver of new savings opportunities and constraints.
