Americans Want Banks to Offer Crypto Services
A 2026 survey from the National Cryptocurrency Association and The Harris Poll gauges consumer appetite for bank-offered digital assets.
Updated on Nov. 6, 2026 in Banking
Live Poll
Would you want your bank to offer you cryptocurrency products?
The National Cryptocurrency Association released its 2026 Crypto at the Bank Report, which found that up to 40% of Americans would be more likely to expand their bank relationships if banks offered crypto. The Harris Poll survey covered more than 2,000 U.S. adults.
Why it matters
The findings suggest growing demand for crypto products within traditional banking relationships, a shift that could reshape how Americans hold and manage digital assets. Respondents also expressed substantial trust in banks and financial advisors as sources of crypto guidance.
Of more than 2,000 U.S. adults surveyed, 22% want bank-offered crypto ETFs and 22% want direct crypto buying and holding, while 19% want tokenized digital assets. Despite this interest, 43% of respondents did not know whether their institution offers crypto at all.
The players
National Cryptocurrency Association
A trade organization that promotes the adoption of cryptocurrency and digital asset services across the U.S. financial system.
The Harris Poll
A market research firm known for conducting public opinion and consumer surveys on a wide range of topics, including financial attitudes.
The details
The report, released November 6, 2026, measured demand by asking respondents about specific bank-offered crypto products. Sixty-four percent of respondents said no one at their institution had ever brought up cryptocurrency, and 59% said they would be comfortable with their primary bank holding crypto on their behalf.
Timeline
November 6, 2026: National Cryptocurrency Association releases the 2026 Crypto at the Bank Report.
Within the next decade: Respondents expect most U.S. banks to offer cryptocurrency services, according to 60% of those surveyed.
Market Dynamics
The survey's interest in bank-offered crypto ETFs and direct holding extends the movement that brought spot bitcoin exchange-traded products into mainstream U.S. brokerage channels in 2025. Demand now appears to be reaching the everyday banking relationship, not only investment accounts.
Americans who want crypto through their bank would need to check whether their current institution offers these products, since 43% of respondents did not know. The survey indicates that many consumers trust banks and financial advisors more than other sources for crypto guidance.
The takeaway
Consumers who want crypto exposure may find it useful to ask their existing bank or financial advisor what digital asset options are available. Verifying a provider's offerings before opening or changing accounts can help avoid confusion about what is supported.
Further reading
For more on how mainstream lenders and account providers handle these products, see Banking.
Source note: This article includes information reported by ATM Marketplace.
Live Poll
Would you want your bank to offer you cryptocurrency products?
