TruSpire Launches New Fixed Indexed Annuity Products
Legacy Marketing Group and Malibu Life debut PillarMark and SpireMark products in Irving.
Updated on Oct. 21, 2026 in Insurance
Live Poll
Do you trust fixed indexed annuities as a reliable tool for your retirement planning?
Legacy Marketing Group and Malibu Life have introduced two new fixed indexed annuities, the PillarMark and SpireMark. Issued by Irving-based TruSpire Retirement Insurance Company, the products aim to offer retirement flexibility and healthcare cost coverage.
Why it matters
The new annuities target client demand for lifetime income security and adaptable retirement planning. They incorporate a Benefit Base Bonus that can grow over time, offering potential long-term increases.
The annuities feature 10 distinct allocation options, including the Bloomberg Bitcoin US 100 10% Index. TruSpire currently holds an A- rating from KBRA and a B++ rating from AM Best.
The players
TruSpire Retirement Insurance Company
This insurance company is headquartered in Irving, Texas, and specializes in retirement income products.
Legacy Marketing Group
Founded in 1993, this organization focuses on distributing insurance products and financial services.
Malibu Life
Malibu Life is an insurance and financial services firm that collaborates on the development of annuity products.
The details
The products utilize pre-bundled Allocation Blueprints designed to provide diversification for policyholders. TruSpire, which is domiciled in Texas, is licensed to conduct business in 43 states and the District of Columbia.
Timeline
Legacy Marketing Group was founded in 1993.
Financial strength ratings for the insurer were current as of August 2026.
The new products were officially announced on October 21, 2026.
Market Dynamics
These products function within the regulatory framework of the IRS 10% penalty for early distributions from tax-advantaged accounts before age 59½. This structure aligns with the broader industry standard for long-term retirement planning vehicles.
Prospective policyholders should evaluate the 10-year wait period required for PillarMark income to determine if the product fits their long-term financial goals. Investors should also be aware that withdrawals made before age 59½ may trigger federal income tax penalties.
The takeaway
These annuities provide a mechanism for individuals to balance market-linked growth with potential lifetime income. Consumers should consult with a financial advisor to weigh the benefits of these allocation options against the associated risks and liquidity constraints.
Further reading
Learn more about how these financial tools work in our guide to Insurance.
More information
Review the full TruSpire licensing information on the company's portal.
Source note: This article includes information reported by InsuranceNewsNet.
Live Poll
Do you trust fixed indexed annuities as a reliable tool for your retirement planning?
