Nashville Mailed Flood Risk Notices to 18,000 Homes
Metro Water Services issued notifications to properties located within designated floodplains and floodways.
Updated on Oct. 13, 2026 in Safety
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Metro Water Services has mailed flood risk notices to 18,000 properties across Davidson County. These alerts aim to inform residents of their potential risk and offer guidance on managing flood hazards in the area.
Why it matters
The notices highlight that standard homeowners insurance policies do not cover flood damage, urging residents to assess their coverage needs. Proactive awareness helps property owners mitigate financial losses given that all streams within Metro Nashville are subject to flooding.
Eligible property owners are entitled to a 10% discount on flood insurance premiums. Davidson County has participated in the National Flood Insurance Program since 1982.
The players
Metro Water Services
This is the utility department responsible for the management of water resources and flood risk information within the Nashville area.
The details
Property owners can verify their location relative to mapped floodplains and floodways by using the Metro Nashville Parcel Viewer online. Additional information regarding flood risk management and insurance resources is available through the Metro Water Services website.
Timeline
Davidson County has participated in the National Flood Insurance Program since 1982.
Seasonal Patterns
The city's notification campaign follows the participation standards established by the National Flood Insurance Program. This effort aligns with regional risk management strategies used since 1982 to maintain federal insurance compliance.
Property owners should check if their home is within a designated flood zone using the Metro Nashville Parcel Viewer to confirm eligibility for insurance discounts. Residents are encouraged to review their existing policies since standard coverage typically excludes flood-related events.
The takeaway
Understanding your property's placement in a floodplain is the first step toward securing adequate financial protection against water damage. Residents should contact their insurance providers to apply for the available 10% premium discount for eligible properties.
Further reading
Learn more about local emergency preparedness on the Nashville Safety page.
More information
Visit the FEMA flood insurance information and resources portal to understand your policy options.
Source note: This article includes information reported by News Channel 5 Nashville (WTVF).
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