New York State Funds 26 New CrossMod Starter Homes
The program brings affordable factory-built housing to Rochester and the town of Lyons.
Updated on Oct. 28, 2026 in Residential
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Do you support using state grants to subsidize the construction of affordable factory-built starter homes?
New York State has awarded over $7.8 million in grants to support the construction of 26 CrossMod homes in Rochester and Wayne County. These homes aim to provide affordable starter options for local residents.
Why it matters
The initiative seeks to increase the inventory of affordable starter homes by utilizing factory-built construction methods. These properties are designed to meet specific industry standards that facilitate access to conventional mortgages for buyers.
The program provides $4,537,500 to the Rochester Land Bank Corp. and $3,327,500 to the Wayne County Regional Land Bank. Each three-bedroom, 1,500-square-foot home costs $302,500 to build and will sell for approximately $250,000.
The players
Rochester Land Bank Corp.
This entity manages the acquisition and repurposing of vacant or distressed properties to support community development in Rochester.
Wayne County Regional Land Bank
This organization focuses on stabilizing neighborhoods within Wayne County by returning underutilized land to productive use.
The details
CrossMod homes are built to Department of Housing and Urban Development standards and feature factory-built modules placed on site-built foundations. The properties in Rochester will be situated on Almira, Galusha, Oakman, and Lowell streets, while the remaining homes will be located in the town of Lyons.
Timeline
October 28, 2026: State grant award announcement
Culture Shift
This project reflects a broader move toward accepting factory-built housing as a viable solution to the national affordability crisis. By aligning with the Department of Housing and Urban Development Manufactured Home Construction and Safety Standards, these homes gain legitimacy in the real estate market.
Eligible households can expect to purchase these new three-bedroom homes for approximately $250,000. This pricing provides a significant discount relative to the $302,500 construction cost, lowering the entry barrier for prospective homeowners.
The takeaway
These CrossMod properties offer a practical model for bridging the gap between factory efficiency and traditional homeownership. Potential buyers should monitor local land bank announcements to determine eligibility criteria for these upcoming units.
Further reading
For more information on housing policy and development trends in the region, visit the New York Residential section.
Live Poll
Do you support using state grants to subsidize the construction of affordable factory-built starter homes?
