AM Best Keeps Curi Insurance Ratings Under Review
The ratings agency continues to monitor the Raleigh-based group's financial strength and capitalization plans.
Updated on Oct. 16, 2026 in Insurance
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AM Best has maintained the under review status with negative implications for the credit ratings of Curi Insurance Group members. The firm cited recent declines in surplus and adverse development as the primary drivers for the ongoing assessment.
Why it matters
The rating review reflects material changes to the company's balance sheet strength and operating performance. AM Best is evaluating these factors alongside the firm's broader risk management and business profile to determine the appropriate financial outlook.
Curi Insurance Group retains an A- Financial Strength Rating and an a- Long-Term Issuer Credit Rating. These ratings remain under review while AM Best examines ongoing balance sheet trends.
The players
AM Best
This global credit rating agency specializes in the insurance industry and provides financial strength assessments for companies worldwide.
Curi Insurance Group
Headquartered in Raleigh, this insurance provider focuses on the medical professional liability market and supporting physicians.
The details
The decision to continue the review follows an initial assessment on April 9, 2026, which identified concerns regarding the group's surplus and adverse development. AM Best is currently gathering further information on the insurer's capitalization strategy to gauge its long-term financial stability.
Timeline
April 9, 2026: Ratings were initially placed under review.
October 16, 2026: AM Best maintained the current rating status.
Year-end 2026: AM Best continues to monitor capitalization plans.
2027: Monitoring of capitalization plans extends into this period.
Market Dynamics
The assessment of Curi Insurance Group follows the established criteria within the AM Best Financial Strength Rating methodology. This ongoing review process mirrors broader industry practices for evaluating insurers amid periods of surplus decline and adverse development.
Policyholders and stakeholders should note that the negative implications status indicates continued scrutiny of the firm's financial health. Investors and clients are advised to monitor future updates from AM Best regarding the company's capitalization path.
The takeaway
The sustained review status indicates that the insurer is currently in a period of financial adjustment that requires external monitoring. Stakeholders should track developments throughout 2027 to see if the group successfully stabilizes its capitalization and performance metrics.
Further reading
For more information on market trends, visit the Insurance section.
Source note: This article includes information reported by Ambest.
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