Charlotte Fintech Finzly Joined Industry Council

The banking infrastructure provider has officially aligned with the American Fintech Council to support innovation.

Updated on Sept. 28, 2026 in Financial Services

Isometric editorial illustration showing a modular server infrastructure array in deep teal and oxblood, symbolizing modern banking systems. — Charlotte-based banking infrastructure provider Finzly has joined the American Fintech Council, aiming to participate in critical industry policy and regulatory discussions. AI Illustration. Upload story photo >

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Charlotte-based banking infrastructure firm Finzly has joined the American Fintech Council. This membership connects the company with an organization representing over 150 fintech firms and innovative banks.

Why it matters

Membership allows the company to engage in critical policy discussions and gain insight into the regulatory direction of the financial sector. It also signals a commitment to transparency and cooperation amid heightened regulatory scrutiny of bank-fintech partnerships.

The American Fintech Council currently represents a coalition of more than 150 fintech companies and innovative banks. The total number of industry participants that could eventually fall under new Section 1033 open banking rules remains unknown.

The players

Finzly

This Charlotte-based company provides modular banking infrastructure and the cloud-native BankOS platform to financial institutions.

American Fintech Council

This industry organization lobbies for technology-friendly financial regulations and promotes innovation across more than 150 member companies.

The details

Finzly provides a modular banking operating system called BankOS, which is built on cloud-native and ISO 20022-native architecture. The platform employs a surround and shrink strategy, allowing institutions to layer modern capabilities over existing legacy cores without needing a full system replacement.

September 28, 2026: The partnership was formally announced.

Market Landscape

Finzly's entry into the council comes as the industry prepares for the implementation of open banking under Section 1033 rulemaking. This move positions the firm to influence the regulatory frameworks governing bank-fintech partnerships and emerging financial technologies.

Financial institutions that utilize Finzly's infrastructure may see greater stability as the company engages with regulators on partnership frameworks. These efforts to influence policy could ultimately impact the availability and compliance standards of digital banking tools for customers.

The takeaway

Collaboration between infrastructure providers and policy councils is becoming essential as firms navigate complex digital banking regulations. Companies that integrate early into these frameworks are better positioned to adapt to future mandates like open banking.