St. Louis Approves 1,200 More Tornado Home Repairs
The city's Recovery Office proposes $30 million in Rams settlement funds to fix roughly 600 more homes in Phase 2.
Updated on Nov. 5, 2026 in Home Renovation
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St. Louis has preliminarily approved more than 1,200 additional homeowners impacted by the May 16, 2025, tornado for its Home Repair Program. The city's Recovery Office proposes allocating an additional $30 million in Rams settlement funds to support Phase 2 repairs.
Why it matters
Recovery funding remains limited, so the city is prioritizing owner-occupied homes for repairs. Residents who own and live in their storm-damaged homes are the focus of the expanded effort.
Eligible properties must be owner-occupied at the time of the storm and owned by households earning no more than 120% of Area Median Income, with a $50,000 repair cap per home. Rental and commercial properties are excluded from the program.
The players
St. Louis Recovery Office
The city office overseeing tornado recovery efforts, which proposed the additional Rams settlement funding for Phase 2 repairs.
Board of Estimate and Apportionment
The St. Louis city body that will hold the final vote on the proposed $30 million funding allocation on Nov. 18.
The details
Homes must pass inspections and feasibility reviews before final approval, and will be grouped into batches for repair across multiple neighborhoods at once. The initial pilot phase, launched in May, has already completed roughly 60 of its more than 200 homes.
Timeline
May 16, 2025: Tornado struck St. Louis, damaging homes.
May 2026: Initial $12 million pilot phase launched.
Nov. 13, 2026: Written eligibility notices sent to residents.
Nov. 18, 2026: Board of Estimate and Apportionment to hold final funding vote.
January 2027: Next round of home inspections expected to begin.
Recovery Funding Pattern
The city is using the Rams settlement money in a phased approach, with a $12 million pilot followed by a proposed $30 million Phase 2. Prioritizing owner-occupied homes reflects the limited recovery funds available relative to the number of applicants.
Homeowners in St. Louis who owned and occupied a home damaged by the May 16, 2025, tornado should check their eligibility against the 120% of Area Median Income threshold and the owner-occupancy requirement. Rental and commercial property owners are not eligible under this program.
The takeaway
Owner-occupants with tornado damage should watch for their eligibility notices and the Nov. 18 funding vote. Tracking the city's recovery dashboard will show where repairs stand as they roll out.
What happens next
The $30 million funding proposal goes before the Board of Estimate and Apportionment on Nov. 18, and the next round of inspections is expected to begin in January 2027. A public recovery dashboard will later launch at STLRecovers.com to track repair progress.
Further reading
For more on how repairs are being planned and scheduled, see Home Renovation coverage for St. Louis.
More information
Track repair progress on the public recovery dashboard at STLRecovers.com once it launches.
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