TopLine Financial Credit Union Hires Royce Ngiam

The Maple Grove credit union appoints Royce Ngiam to lead its newly formed Member Experience group.

Updated on Oct. 26, 2026 in People

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TopLine Financial Credit Union appointed Royce Ngiam as Senior Vice President and Chief Experience Officer to oversee its new Member Experience group. AI Illustration. Upload story photo >

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TopLine Financial Credit Union has hired Royce Ngiam as Senior Vice President and Chief Experience Officer. Ngiam will lead the credit union's newly established Member Experience group to support its member journey.

Why it matters

This executive appointment aims to ensure the institution fulfills its brand promise across all services. It marks a strategic move to formalize and elevate the experience provided to the credit union's substantial member base.

TopLine Financial Credit Union manages assets exceeding $1.1 billion and serves more than 70,000 members through its network of eleven branches. The firm appointed Royce Ngiam, who brings over 25 years of professional experience to the role.

The players

Royce Ngiam

He is the newly appointed Senior Vice President and Chief Experience Officer at TopLine Financial Credit Union with over 25 years of industry experience.

TopLine Financial Credit Union

This Maple Grove-based financial institution has served members since 1935 and currently manages over $1.1 billion in assets.

The details

Ngiam joins the Maple Grove-based credit union after serving at First City Credit Union and holding leadership roles within America's Credit Unions Marketing, PR & Development Council. He is a certified Credit Union Development Educator.

Timeline

  1. TopLine Financial Credit Union was established in 1935.

  2. The hiring announcement was made on October 26, 2026.

Market Landscape

This appointment follows the broader industry trend of financial institutions creating dedicated executive roles to manage member experience. By focusing on this niche, the credit union looks to differentiate its service model from traditional banking competitors.

Members can expect potential changes to how they interact with the credit union's digital and physical services as the new experience group begins its work. These shifts are intended to enhance the overall quality and consistency of service provided across all channels.

The takeaway

The addition of a dedicated executive for member experience signals a shift toward more personalized service models in the credit union space. Consumers should watch for new initiatives aimed at streamlining their interactions with financial service providers.

Further reading

For more on industry leadership changes, visit the People section.

More information

Learn more about the institution's leadership and services at the TopLine Financial Credit Union official website.

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Do you believe credit unions provide better service to your community than large commercial banks?