MNsure Opens Health Plan Enrollment for 2027
Minnesotans can now shop for health coverage through MNsure, where state officials say more than half of enrollees will qualify for tax credits or cost savings.
Updated on Nov. 6, 2026 in Insurance
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MNsure opened open enrollment for health insurance coverage in Minnesota, offering access to Advanced Premium Tax Credits that lower plan costs. State officials say more than half of enrollees will qualify for tax credits or other cost savings.
Why it matters
MNsure is the only place Minnesotans can access Advanced Premium Tax Credits, so residents seeking affordable coverage must enroll through the state marketplace. The enrollment window determines when coverage begins for the coming year.
State officials project more than half of enrollees will qualify for tax credits or cost savings, with an average savings of $760 per month for those who qualify. The projection does not specify the total number of expected enrollees or the final qualifying count.
The players
MNsure
MNsure is Minnesota's state health insurance marketplace, offering Affordable Care Act plans and access to Advanced Premium Tax Credits.
The details
Minnesotans can get free help from a MNsure expert or shop and compare plans online at MNsure.org. MNsure plans meet Affordable Care Act standards and include 10 essential health benefits, and are available to residents without affordable employer coverage who are not eligible for Medical Assistance or MinnesotaCare.
Timeline
Dec. 15, 2026: Deadline for coverage starting Jan. 1, 2027.
Jan. 15, 2027: Last day of open enrollment; deadline for coverage starting Feb. 1.
Market Dynamics
MNsure plans must meet Affordable Care Act standards, including the 10 essential health benefits the law requires. The state marketplace operates within that federal framework while administering Advanced Premium Tax Credits for Minnesota residents.
Residents who qualify for tax credits could save an average of $760 per month on health plan costs. Enrolling before the Dec. 15 or Jan. 15 deadlines determines whether coverage starts on Jan. 1 or Feb. 1.
The takeaway
Checking eligibility for tax credits before comparing plans can significantly lower monthly premiums. Enrollment deadlines in December and January determine when coverage starts.
What happens next
Coverage deadlines fall on Dec. 15, 2026 for Jan. 1, 2027 start dates and on Jan. 15, 2027 for Feb. 1 start dates.
Further reading
Explore more on Insurance coverage options and enrollment deadlines.
More information
Compare plans and check eligibility on the MNsure online plan shop-and-compare tools.
Source note: This article includes information reported by KIMT-TV 3 Mason City.
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