GM Insurance Expands to Maryland, Reaching 21 States
GM Insurance now offers auto coverage in Maryland, bringing its program to 21 states for owners of qualifying GM brand vehicles.
Updated on Nov. 8, 2026 in Insurance
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GM Insurance has expanded its auto insurance program to Maryland, bringing the total number of states where it is offered to 21. The program is available to owners of qualifying Chevy, Buick, GMC, and Cadillac vehicles.
Why it matters
The expansion gives Maryland drivers of eligible GM vehicles access to a manufacturer-backed insurance option that uses in-vehicle data to help personalize rates. It also extends the program's reach to another state within its growing footprint.
The program now operates in 21 states, and eligibility is limited to GM vehicles from model year 2016 or newer. The source does not provide premium figures or how Maryland pricing compares with other states.
The players
GM National Insurance Company
The underwriter of GM Insurance's auto insurance policies, operating as a subsidiary associated with General Motors.
The details
GM Insurance uses in-vehicle technology in eligible GM vehicles to track mileage, speed, braking, and seat belt use, which helps personalize rates. Covered repairs use original equipment manufacturer parts, subject to availability and policy terms, and customers can access GM Certified repair shops. GM National Insurance Company underwrites the auto policies, and drivers can request a quote online.
Market Landscape
The expansion reflects a broader push by automakers into usage-based insurance built on vehicle telematics rather than traditional demographic rating alone. GM's program ties rate personalization to in-vehicle data from model year 2016 and newer vehicles, a model that automakers have increasingly pursued to compete with standalone insurers.
Maryland owners of eligible GM vehicles can now request a quote for GM auto insurance, which may offer rates personalized through in-vehicle driving data. Drivers who value mileage- and braking-based pricing can compare this option against their current policy.
The takeaway
Drivers in Maryland with eligible 2016-or-newer Chevy, Buick, GMC, or Cadillac vehicles may want to request a quote and compare it against their current auto policy.
Further reading
For related coverage, explore more Insurance news and analysis.
Source note: This article includes information reported by GM Authority.
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