First Hawaiian Bank Reports Quarterly Earnings Results

The bank announces third-quarter net income of $63.73 million and a quarterly dividend of $0.26 per share.

Updated on Oct. 24, 2026 in Corporate Finance

Bold flat-color editorial illustration of a stylized structural pillar and cube, symbolizing the financial structure of a regional bank. — First Hawaiian Bank reported $63.73 million in third-quarter net income, citing tax liability settlement costs impacting the Honolulu-based firm's overall financial results. AI Illustration. Upload story photo >

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First Hawaiian Bank reported $63.73 million in net income for the third quarter ending Sept. 30, 2026. The Honolulu-based financial institution also declared a quarterly dividend of $0.26 per share payable in November.

Why it matters

The earnings reflect a decline from the prior year and include significant expenses from settling tax liabilities related to a 2016 corporate reorganization. These results help illustrate the bank's current financial position amid operational costs and credit loss provisions.

Net interest income totaled $174.104 million while noninterest income reached $56.123 million. The bank also recorded a $20.308 million provision for credit losses, which included a $12.5 million partial charge-off for one commercial real estate loan.

The players

First Hawaiian Bank

This Honolulu-based financial institution provides banking services across Hawaii, Guam, and Saipan.

The details

The bank incurred $6.7 million in merger-related costs and $24.3 million to resolve historical tax liabilities. These expenses were partially offset by a $31 million income tax benefit recorded during the period.

The third quarter ended on Sept. 30, 2026.
The board declared the quarterly dividend on Oct. 21, 2026.
Shareholders of record must hold stock by Nov. 16, 2026, to qualify for the dividend.
The dividend payment is scheduled for Nov. 27, 2026.

Market Dynamics

The bank's settlement of legacy tax liabilities follows a pattern seen in regional financial institutions working to resolve historical accounting issues. This move aligns with broader efforts to streamline corporate balance sheets ahead of changing fiscal requirements.

Shareholders of record as of the close of business on Nov. 16, 2026, are eligible to receive the dividend payment. The bank's performance metrics, including its diluted earnings per share of $0.52, serve as key indicators for investors monitoring their holdings.

The takeaway

The recent quarter highlights the impact of non-recurring expenses on bank profitability during a period of market adjustment. Investors should note that operational charges, while significant, are tied to specific legacy settlements rather than ongoing performance trends.