Georgia Health Premiums Rise Sharply for 2027
Georgians enrolling for 2027 coverage face higher monthly premiums after federal ACA subsidies lapsed.
Updated on Nov. 7, 2026 in Healthcare
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Open enrollment for 2027 health insurance through Georgia Access began in November 2026, with premiums rising for many residents. Atlanta resident Alesha Arscott's monthly premium for the same plan climbed from $831 to $1,088 after she left COBRA coverage.
Why it matters
Affordable Care Act subsidies lapsed, and 600,000 Georgians dropped their coverage at the beginning of 2026. Bottoms expects more people to drop coverage because of higher costs.
Arscott's monthly premium for the same plan rose more than $250, from $831 to $1,088, and 600,000 Georgians dropped coverage at the start of 2026. The total number of Georgians facing 2027 premium increases has not been reported.
The players
Keisha Lance Bottoms
Bottoms is a Georgia politician who campaigned on making healthcare more affordable and has proposed replacing the Georgia Pathways program.
Georgia Access
Georgia Access is the state's health insurance marketplace where residents enroll in coverage plans.
The details
Georgia Access open enrollment for 2027 coverage began in early November 2026, and Arscott enrolled through the marketplace after leaving COBRA. Keisha Lance Bottoms, who campaigned on making healthcare more affordable, said she would focus on affordability and expanding access to healthcare if elected.
Timeline
Beginning of 2026: 600,000 Georgians dropped coverage as ACA subsidies lapsed.
Early November 2026: Georgia Access open enrollment for 2027 began.
Friday, November 6, 2026: Bottoms held a press conference on healthcare affordability.
2027: Higher premiums take effect for Georgia health insurance.
Healthcare Landscape
The lapse of the enhanced Affordable Care Act premium subsidies is driving the Georgia premium increases described here. Premium costs and coverage losses in Georgia in 2026 and 2027 trace directly to that expiration.
Georgians choosing 2027 coverage through the marketplace may pay substantially more each month, as the Arscott example shows a rise from $831 to $1,088. Residents who have lost coverage or are weighing whether to keep plans should compare the new premiums carefully before enrolling.
The takeaway
Georgians shopping for 2027 health insurance should compare premiums carefully, since the cost of a plan can change sharply from one year to the next. Those who dropped coverage in 2026 may face a more expensive market when they return.
What happens next
Georgia Access open enrollment for 2027 coverage is underway, and premiums take effect in 2027.
Further reading
For more on the state's coverage options, see Healthcare coverage across Georgia.
Source note: This article includes information reported by CBS News.
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