Oxbridge Health Secures $45 Million in Series B Funding
The Norwalk-based health company plans to expand its episode-based health insurance services for employers.
Updated on Oct. 22, 2026 in Healthcare
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Oxbridge Health has closed a $45 million Series B financing round, bringing the total investment in the company to $90 million. The Norwalk-based firm uses artificial intelligence to offer guaranteed pricing for specific medical procedures.
Why it matters
The company aims to lower employer healthcare costs by addressing price variance in clinically similar medical treatments. By providing guaranteed prices upfront, the startup seeks to bring more transparency to the healthcare market.
Oxbridge Health has analyzed 15 million risk-adjusted commercial episodes to build its pricing models. The company projects its plans will cost employers 10% to 25% less than standard PPO or HMO plans by 2027.
The players
Oxbridge Health
A healthcare technology company headquartered in Norwalk that uses AI to provide price-transparent insurance plans.
Eir Partners
A private equity firm that led the recent $45 million Series B investment round for Oxbridge Health.
Optum Ventures
An investment firm that participated in the Series B financing round and was founded in 2017.
The details
Oxbridge Health leverages proprietary data systems and artificial intelligence to administer healthcare plans that provide price transparency before treatment. Its Episode Advantage Health Plans are currently available to employers in Texas, New York, New Jersey, and Connecticut, with stop-loss coverage provided by four different reinsurers.
Timeline
October 22, 2026: Oxbridge Health closed its Series B financing round.
2023-2026: The company built its internal data systems and analytics platforms.
2027: Employers will be able to implement the new health benefit plans.
Market Landscape
The emergence of episode-based payment models in commercial health insurance marks a departure from traditional fee-for-service systems. Oxbridge Health's approach positions the firm to compete directly with established PPO and HMO providers by focusing on guaranteed procedural pricing.
Employers in the service states may eventually see lower insurance premiums compared to traditional plans. Employees covered by these plans will gain greater price certainty for specific medical procedures before undergoing treatment.
The takeaway
This funding round indicates growing investor confidence in AI-driven tools aimed at reducing medical cost variability. Businesses looking to control healthcare expenditures may find these new pricing models useful for future budget planning.
Further reading
Learn more about the evolving landscape of medical insurance in our Healthcare section.
More information
Employers can view plan details or request a quote via the Employer quote request portal.
Live Poll
Would you prefer your employer choose health plans based on upfront prices rather than network size?
