Connecticut Approves Double-Digit Health Insurance Rate Hikes
State regulators authorize significant premium increases for 2027 health plans following a September 2026 review.
Updated on Oct. 28, 2026 in Insurance
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The Connecticut Insurance Department has approved average premium hikes of 11.3% for individual plans and 15.1% for small group coverage. These increases, which take effect in 2027, will impact approximately 220,000 residents across the state.
Why it matters
Rising prescription drug and healthcare costs, coupled with the expiration of federal enhanced premium tax credits, have forced these sharp increases. To mitigate the financial burden, the state is implementing temporary assistance programs for eligible households.
The Connecticut Insurance Department approved these hikes based on filings from Anthem and ConnectiCare Benefits Inc. Nearly two-thirds of households receiving financial help will continue to pay $20 or less per month.
The players
Connecticut Insurance Department
This state agency is responsible for regulating insurance companies and evaluating rate filings for the Connecticut market.
Access Health CT
This is the official state-run health insurance marketplace where residents enroll in health and dental coverage.
Anthem
This is one of the two major insurance companies participating in the Connecticut state health insurance marketplace.
ConnectiCare Benefits Inc
This is one of the two major insurance companies participating in the Connecticut state health insurance marketplace.
The details
State regulators evaluate insurance filings to determine rate changes, with 22 plans currently available through the marketplace. Residents can manage their coverage and view assistance eligibility through the state's online marketplace or via telephone.
Timeline
September 2026: The Connecticut Insurance Department approved the rate increases.
October 23, 2026: The open enrollment period for health insurance began.
January 15, 2027: The open enrollment period concludes.
2027: The new health insurance premium hikes take effect.
Market Dynamics
This development follows the expiration of federal enhancements to the Affordable Care Act, signaling a shift toward state-level reliance for maintaining coverage affordability. The transition mirrors broader trends where states are increasingly stepping in to fill gaps left by changing federal health mandates.
Approximately 220,000 residents will face higher premiums in 2027, requiring a review of current plan selections during the open enrollment window. Eligible households should verify their status for temporary premium assistance to offset the costs of expired federal credits.
The takeaway
Connecticut residents should actively compare plans during the current open enrollment period to maximize available financial assistance. Reviewing income-based subsidy eligibility can help households mitigate the impact of rising 2027 premiums.
Further reading
For more information on plan options and financial assistance, visit the Connecticut Insurance section.
More information
To manage your coverage or check eligibility for subsidies, visit the Access Health CT online enrollment portal.
Source note: This article includes information reported by Hartfort Courant.
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