Colorado Will Begin Health Insurance Enrollment on November 1
The annual open enrollment period for 2027 health plans will run from November through mid-January in Colorado.
Updated on Oct. 10, 2026 in Insurance
Live Poll
Is now a good time to review your health insurance options for the coming year?
Connect for Health Colorado will open its platform for 2027 health insurance enrollment beginning November 1. Residents can select their plans through the state-operated marketplace for the upcoming coverage year.
Why it matters
This enrollment window provides a vital opportunity for Coloradans to secure or adjust their health coverage for the next year. Accessing the marketplace allows individuals to review available plans and ensure they have continuous health protection.
The enrollment period starts November 1 and concludes January 15, 2027. Coverage start dates are dependent on when plan selections are finalized during this window.
The players
Connect for Health Colorado
This is the state-based health insurance marketplace where Coloradans shop for and enroll in individual and family health insurance plans.
Thrive Community Health Network
This organization supports local healthcare access and is hosting informational open houses to assist residents with the insurance enrollment process.
The details
Coloradans who purchase their own insurance must utilize the Connect for Health Colorado platform to manage their 2027 selections. Thrive Community Health Network is also facilitating the process by hosting open houses to provide information regarding the upcoming enrollment period.
Timeline
Open enrollment for 2027 coverage begins on Nov. 1.
The deadline to secure coverage starting Jan. 1 is Dec. 15.
Coverage begins on Jan. 1, 2027, for those who enroll by the December deadline.
Open enrollment for the 2027 period officially ends on Jan. 15, 2027.
Coverage begins on Feb. 1, 2027, for plans selected between Dec. 16 and Jan. 15.
Market Dynamics
The state's schedule follows the seasonal cycle established by the Patient Protection and Affordable Care Act open enrollment protocols. This annual cadence is designed to stabilize risk pools and manage annual administrative shifts within the individual health insurance market.
Residents must finalize their plan selections by December 15 to ensure their coverage begins on the first day of 2027. Missing the final January 15 deadline will result in a loss of opportunity to obtain coverage through the marketplace for the 2027 calendar year.
The takeaway
Preparing necessary financial and personal documentation before the November 1 start date can streamline the enrollment process. Reviewing plan changes early is recommended to ensure that current healthcare needs are adequately covered under new 2027 policies.
Further reading
Learn more about local plan options at Colorado Insurance.
Source note: This article includes information reported by Montrose Daily Press.
Live Poll
Is now a good time to review your health insurance options for the coming year?
