June Point Lending Expanded DSCR Loans to California
The wholesale non-QM lender has officially entered the California market to offer new financing options for real estate brokers.
Updated on Oct. 6, 2026 in Apartments
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June Point Lending has launched its Debt Service Coverage Ratio (DSCR) loan offerings across California. The firm is now providing brokers in the state with access to its proprietary technology for mortgage eligibility.
Why it matters
The expansion aims to address significant broker demand for non-QM products within the California real estate market. By introducing its automated platform, the lender seeks to replace legacy manual workflows used in current loan processing.
California is the 19th state where the wholesale non-QM lender operates. The firm holds California Financing Law License No. 60DBO-213146 and operates under NMLS No. 2707229.
The players
June Point Lending
A wholesale non-QM lender that is backed by Deciens Capital and headquartered in New York.
Deciens Capital
An investment firm that provides financial backing for June Point Lending.
The details
California brokers can now upload a 1003 form to receive initial loan eligibility results in minutes. The company provides dedicated account executives alongside direct access to underwriters to support these new loan products.
Timeline
October 6, 2026: June Point Lending announced its official launch in California.
Culture Shift
The expansion reflects the broader push toward digitizing the historically manual non-QM mortgage sector. By moving away from traditional underwriting timelines, the firm aims to modernize how brokers navigate financing for investment properties.
California real estate brokers can expect faster eligibility results when submitting DSCR loan applications through the firm's new portal. This shift may reduce the time spent on manual documentation compared to traditional wholesale lending processes.
The takeaway
Brokers looking to optimize their workflow should evaluate the integration of new proprietary lending tech into their existing application processes. Efficiency in non-QM lending is increasingly driven by automated initial eligibility assessments rather than manual document review.
Further reading
Learn more about local rental market financing trends in our California Apartments section.
More information
For full details on eligibility and service offerings, visit the June Point Lending company information portal.
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Do you believe specialized, non-traditional mortgage products make real estate investing more accessible?
