Onramp Launches Business Account for Bitcoin Holders

The new Onramp Business account lets companies hold and govern bitcoin with multiple users, role-based permissions, and an audit trail.

Updated on Nov. 10, 2026 in Financial Services

Onramp Launches Business Account for Bitcoin Holders

Onramp has launched Onramp Business, an account designed for companies that hold bitcoin, alongside Onramp Treasury and Onramp Enterprise tiers. Business accounts are free with a 0.85% trade fee, and bitcoin is held by a qualified custodian.

Why it matters

Companies holding bitcoin have typically relied on a single custodian, login, or keyholder, which makes internal controls difficult. The new account adds multi-user access and second-person approval on withdrawals to address that gap.

Onramp Business carries a 0.85% trade fee and supports up to three named users, while Onramp Treasury lowers the fee to 0.65% and starts at $375 per month with up to five users and two vaults. The company has not disclosed how many businesses are currently using the accounts.

The players

Onramp

Onramp is a bitcoin brokerage platform that offers buying, custody, and business account services for individuals and companies.

Pacific Office Designs

Pacific Office Designs is a company that is already using Onramp to hold and purchase bitcoin.

Build Collateral Agent, LLC

Build Collateral Agent, LLC is a company that is already using Onramp for its bitcoin activity.

The details

Each Onramp Business user receives an individual login as an owner, admin, or view-only user, and approval policies can require a second person to sign off on withdrawals. Verification is typically completed within a business day, with funding, purchases, and bitcoin settlement handled inside the platform. Companies already using Onramp for bitcoin include Pacific Office Designs, Bitcoin News, and Build Collateral Agent, LLC.

Onramp Business and its related tiers were launched with the announcement, which is dated November 10, 2026.
Businesses that activate Onramp Treasury by December 31, 2026 receive white-glove onboarding and no onboarding fee.

Market Landscape

Onramp's business tiers are built on Multi-Institution Custody, extending that model into a product aimed at companies that hold bitcoin on their balance sheets. The move places Onramp among bitcoin platforms competing to serve corporate treasury clients rather than only individual investors.

Businesses that hold bitcoin can use Onramp Business to add named users and approval steps to withdrawals, which may simplify internal controls. Companies that activate Onramp Treasury by December 31, 2026 avoid the onboarding fee, and the lower 0.65% trade fee applies at that tier.

The takeaway

Companies holding bitcoin can now apply governance controls such as second-person withdrawal approval and audit trails within a dedicated business account. Businesses weighing a custody setup should compare the trade fees and user limits across the Business and Treasury tiers.