Bank of America Offers GHA Discovery Titanium Status
Eligible Preferred Honors customers can receive the top published tier of the GHA Discovery hotel program.
Updated on Nov. 9, 2026 in Hotels
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Bank of America is offering GHA Discovery Titanium status to Preferred Honors customers, according to the bank's lifestyle offers. The hotel program includes about 1,000 hotels across roughly 60 brands.
Why it matters
The benefit gives eligible bank customers access to the highest published tier of a large hotel loyalty program without requiring them to meet ordinary Titanium qualification thresholds. It reflects how banks are using travel perks to attract and retain higher-balance clients.
Titanium benefits include room upgrades of up to two categories, late checkout until 4 p.m. when available, and 7% back in Discovery Dollars, compared with ordinary qualification of 30 eligible nights or $15,000 in eligible spending in a calendar year. The source does not specify whether the bank-provided status carries the same benefits as earned status.
The players
Bank of America
Bank of America is a major U.S. retail and investment bank that offers tiered banking relationships and rewards programs.
GHA Discovery
GHA Discovery is a hotel loyalty program with about 1,000 hotels across roughly 60 brands, offering tiered member benefits.
The details
Eligible customers can find the offer in online banking, MyMerrill or BofA Rewards. Preferred Honors requires an eligible checking account and a three-month average daily balance of at least $100,000 across qualifying Bank of America deposits and/or Merrill investments, while Bank of America Private Bank clients can qualify regardless of balances.
Timeline
Titanium qualification is measured over a calendar year, based on eligible nights, eligible spending, or stays at three qualifying brands.
Industry Dynamics
Banks have increasingly tied travel-status perks to deposit balances rather than card spending alone, as the Preferred Honors tier's $100,000 threshold illustrates. The GHA Discovery offer extends that pattern by pairing a bank relationship with access to a hotel program of about 1,000 properties.
Preferred Honors customers can locate the offer in online banking, MyMerrill or BofA Rewards if they meet the $100,000 three-month average daily balance requirement. Qualifying travelers gain upgrades, late checkout when available, and 7% back in Discovery Dollars.
The takeaway
Travelers with significant Bank of America balances should check whether their accounts qualify through online banking, MyMerrill or BofA Rewards. Comparing the balance requirement with the standard Titanium qualification path can show which route fits a travel budget.
Further reading
Explore more Hotels coverage to see how loyalty programs and hotel tiers are changing for travelers.
Source note: This article includes information reported by InsideFlyer.
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