Oracle Dividend Reinvestment Shows 49.53% Paper Loss
A $26,261 investment in Oracle stock made on October 31, 2025 is now worth roughly $13,254 after dividend reinvestment.
Updated on Nov. 1, 2026 in Investing
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An investor who bought 100 Oracle shares on October 31, 2025 at $262.61 per share and reinvested four quarterly dividends would hold a paper loss of 49.53% as of Friday. Oracle closed at $130 on Friday, down from $262.61 a year earlier.
Why it matters
The figures illustrate how a steep decline in share price can outweigh the income from dividends, even when dividends are reinvested at lower prices. For investors weighing Oracle's dividend against its stock performance, the calculation shows the trade-off between income and capital value.
The 49.53% figure is a calculated paper loss based on the $130 Friday closing price against the $262.61 purchase price, with four reinvested dividends of $0.50 per share each. Oracle's forward dividend payout ratio is 18.07%, but the calculation does not reflect taxes or subsequent market moves.
The players
Oracle Corporation
Oracle is a major American enterprise software and cloud infrastructure company listed on the New York Stock Exchange, and its shares are the subject of this calculation.
The details
Oracle paid a quarterly dividend of $0.50 per share, or $2 annualized, and reinvestments occurred at $177 in January, $163 in April, $114 in July and $126 in October 2026. Reinvested dividends added about 1.43 shares, and the portfolio's cash dividend total was $200.95 had it not been reinvested.
Timeline
October 31, 2025: Investor buys 100 Oracle shares at $262.61 per share.
January 23, 2026: First dividend reinvested at $177 per share.
April 24, 2026: Second dividend reinvested at $163 per share.
July 24, 2026: Third dividend reinvested at $114 per share.
October 23, 2026: Fourth dividend reinvested at $126 per share.
Market Dynamics
The paper loss reflects Oracle's share price falling while the company projects positive free cash flow only in the second half of fiscal 2028 and targets at least $225 billion in annual revenue by fiscal 2030. Investors are being asked to weigh a near-term income stream against a delayed earnings recovery.
Investors who reinvested Oracle dividends at the quarterly prices of $177, $163, $114 and $126 accumulated about 1.43 additional shares. Holders should compare the reinvested position against cash dividend income and their own cost basis when evaluating tax and portfolio decisions.
The takeaway
The example shows that dividend income can offset some share-price weakness but does not eliminate a large paper loss. Investors should measure total return against their purchase price before deciding whether to keep reinvesting.
What happens next
Oracle's next estimated dividend payment date is January 22, 2027.
Further reading
Explore more on Investing to see how dividend reinvestment works across different stocks.
Source note: This article includes information reported by Finbold.
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