American Express Adds Airbnb Luxe to Lodging Credit
Platinum cardholders can now apply their annual lodging credit to qualifying luxury Airbnb bookings.
Updated on Oct. 22, 2026 in Hotels
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American Express has integrated Airbnb Luxe properties into its travel rewards program, allowing Platinum cardmembers to use their annual $600 lodging credit for these stays. To qualify for the credit, travelers must book at least two nights through the American Express Travel portal.
Why it matters
This partnership offers cardholders increased flexibility by expanding premium booking options beyond traditional hotels. It provides a new way to utilize annual travel benefits while accessing higher-end vacation rental inventory.
Platinum cardmembers earn 5x Membership Rewards points on prepaid bookings through the portal, while Green cardmembers receive 3x points on direct Airbnb transactions. A $250 credit for Airbnb Experiences is also available following a qualifying Luxe reservation.
The players
American Express
This global financial services corporation is well-known for its network of credit cards and travel reward programs.
Airbnb
This online marketplace connects travelers with lodging and unique local experiences across the globe.
The details
Cardmembers must complete their bookings via the American Express Travel portal to earn bonus points, though account management for the stay remains through the Airbnb platform. Qualifying stays must meet a two-night minimum to trigger the statement credit.
Timeline
January to June represents the first semi-annual $300 statement credit window.
July to December marks the second semi-annual $300 statement credit window.
Airbnb Experiences credits expire at the end of the calendar year in which the qualifying booking is made.
Travel Outlook
This move reflects a broader trend of credit card issuers blurring the lines between traditional hospitality and the vacation rental market. By integrating platforms like Airbnb, issuers aim to capture more spending from travelers seeking the flexibility of homes over standard hotel rooms.
Cardmembers should confirm their stay meets the two-night minimum requirement before booking to ensure they remain eligible for the statement credit. Travelers should also prioritize using their Airbnb Experiences credit before the end of the calendar year to avoid forfeiture.
The takeaway
Travelers looking to maximize their rewards should carefully compare point earnings between booking through the portal versus direct, as rates vary by card type. Leveraging these new credits effectively can significantly lower the net cost of premium vacation rentals.
Further reading
For more information on premium accommodation benefits, see our guide to United States Hotels.
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Do you consider travel rewards and statement credits when choosing your primary credit card?
