WalletHub Releases 2026 Safest Cities in America Report

The latest analysis evaluates 182 U.S. cities across 41 metrics, including public safety and financial stability.

Updated on Oct. 20, 2026 in Violence

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WalletHub's 2026 Safest Cities report ranks 182 U.S. municipalities using 41 metrics including financial stability and infrastructure security. AI Illustration. Upload story photo >

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WalletHub released its 2026 Safest Cities in America report, ranking 182 cities based on factors like crime, natural disaster risk, and economic security. Virginia Beach secured a spot in the top ten, while several major metropolitan areas landed near the bottom of the list.

Why it matters

The study offers a broad perspective on urban living by looking beyond traditional crime rates to include financial health and infrastructure safety. This comprehensive approach highlights the varied challenges facing different U.S. cities.

Washington, D.C. tied with New York City for the highest number of law enforcement employees per capita in the 182-city study. Baltimore ranked 167th in assaults per capita, 161st in hate crimes, and 153rd in unemployment.

The players

WalletHub

This personal finance website regularly publishes data-driven reports and rankings on various economic and social topics across the United States.

The details

Researchers evaluated cities using 41 indicators, ranging from traffic fatalities and hate crimes to emergency savings and health insurance coverage. High-ranking cities in the report included Juneau, Warwick, and Overland Park, while Virginia Beach achieved a sixth-place ranking.

Timeline

  1. The 2026 Safest Cities in America report was released on October 20, 2026.

Legal Context

The study expands upon the FBI Uniform Crime Reporting Program's crime statistics by incorporating economic stability and disaster preparedness as key components of city safety. This reflects a broader trend of municipal analysis that balances traditional public safety enforcement with socioeconomic quality of life metrics.

Residents in lower-ranked cities may see shifts in local policy or increased public advocacy regarding unemployment and emergency savings services. The report provides a baseline for citizens to demand improvements in local infrastructure and economic security measures.

The takeaway

Understanding these rankings can help families evaluate the broader stability and safety of different regions when making relocation decisions. Beyond looking at crime data, consider how a city's financial security and disaster readiness contribute to your personal well-being.

Further reading

For more analysis on urban security and public safety trends, visit the United States section.

Source note: This article includes information reported by WJLA.

Live Poll

Do you believe overall city safety should be measured primarily by crime or by financial stability?