Prismm Presented Banking Infrastructure at TechCrunch Disrupt
The startup showcased new software designed to streamline estate planning and beneficiary asset transfers for financial institutions.
Updated on Oct. 14, 2026 in Financial Planning
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Financial technology startup Prismm debuted its banking infrastructure software this week at TechCrunch Disrupt in San Francisco. The platform aims to resolve estate attrition issues by allowing account holders to manage beneficiary transfers digitally.
Why it matters
The company seeks to bridge a gap in digital infrastructure for managing financial transitions after a death. By integrating into core bank systems, the platform prevents deposit loss when heirs shift assets to other financial institutions following an account holder's passing.
Founded in 2020, the firm addresses the financial transition period following a 2017 family medical crisis that informed its initial development. The system requires pre-verified identity, consent, and documentation to facilitate remote asset transfers.
The players
Martha Underwood
She is a co-founder of the financial technology startup Prismm who helped establish the firm in 2020.
Shella Sylla
She serves as a co-founder of Prismm and was instrumental in developing the platform's focus on estate planning transitions.
Prismm
This startup provides banking software designed to manage estate planning and automate secure beneficiary asset transfers.
The details
Prismm Designate enables customers to update beneficiaries digitally, while Prismm Anchor provides a secure repository for account information and documents. The company is currently developing Prismm Continuity to further guide families through the technical transfer process during bereavement.
Timeline
2017: The founders' father was hospitalized following Hurricane Irma in Miami.
2020: Martha Underwood and Shella Sylla founded the company.
October 14, 2026: Prismm presented its infrastructure at TechCrunch Disrupt.
October 15, 2026: The Startup Battlefield winner will be announced.
Market Landscape
The startup integrates directly into bank core systems to solve systemic deposit loss during estate transitions. This positions the company to compete by replacing manual, paper-heavy transfer processes with automated digital workflows.
This platform may eventually allow customers to manage estate designations and beneficiary access directly through their existing bank portals. These tools aim to simplify the transfer of assets and documents during family emergencies and after death.
The takeaway
Estate planning often suffers from a lack of integrated digital tools, making the transfer of assets difficult for grieving families. Utilizing platforms that securely store account documents and beneficiary information can ensure a smoother transition of wealth.
What happens next
TechCrunch Disrupt is scheduled to announce the winner of the Startup Battlefield competition on Thursday, October 15, 2026.
Further reading
For more information on managing assets and estate transitions, visit Financial Planning.
Live Poll
Do you trust your bank to handle your family's inheritance process without unnecessary friction?
