Aon Launched Property and Casualty Risk Diagnostic Tools

The brokerage firm expanded its advisory services with new tools to help clients navigate diverging insurance market trends.

Updated on Sept. 29, 2026 in Insurance

Bold flat-color editorial illustration depicting a steel beam balanced on stone weights, representing analytical risk assessment. — Aon has launched new property and casualty risk diagnostic tools to provide businesses with evidence-based data for navigating volatile insurance market trends. AI Illustration. Upload story photo >

Live Poll

Do you believe advanced diagnostic tools help businesses effectively manage their insurance costs?

Aon has introduced new property and casualty risk diagnostic tools designed to provide evidence-based counsel on risk mitigation. These tools, delivered by Aon Global Risk Consulting engineers, aim to shift the firm beyond traditional insurance placement.

Why it matters

The property and casualty insurance markets are currently trending in opposite directions, creating complex environments for businesses. Clients are increasingly demanding data-driven insights to manage these volatile shifts effectively.

US commercial property premiums declined 1.2% in the first quarter of 2026. Conversely, auto liability rates saw increases between 7% and 25%, while umbrella liability rates jumped 10% to 20%.

The players

Aon

Aon is a leading global professional services firm that provides a broad range of risk, retirement, and health solutions.

Aon Global Risk Consulting

This division of Aon employs specialized engineers and consultants to provide technical risk assessment and mitigation strategies.

The details

The property tool integrates historical and modeled loss estimates for both catastrophe and non-catastrophe risks. Meanwhile, the casualty tool analyzes client-specific claims data against Aon’s proprietary peer database.

Q1 2026 saw US commercial property premiums decline by 1.2 percent.
Aon released an AI risk diagnostic tool in July 2026.
Aon launched its new property and casualty diagnostic tools on September 29, 2026.
An international rollout for the casualty risk diagnostic is planned for 2027.

Market Dynamics

Aon's move follows a broader industry trend toward expanding from simple insurance placement into continuous, evidence-based advisory services. This strategy helps firms differentiate themselves in an increasingly competitive global insurance market.

Businesses utilizing these diagnostic tools may benefit from more precise risk management, potentially impacting their insurance premium negotiations. Clients can expect these services to influence how their risk profiles are presented to carriers in the current volatile market.

The takeaway

Brokers are increasingly leaning on proprietary data to help clients navigate fluctuating market rates that defy uniform trends. Businesses should evaluate if their risk mitigation strategies are keeping pace with these new analytical tools.