WE BUILD Consortium Expands Digital Identity Pilots

The consortium reviewed its first year of work on EU digital identity and business wallet pilots at a General Assembly in Bucharest.

Updated on Nov. 6, 2026 in Financial Services

WE BUILD Consortium Expands Digital Identity Pilots

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The WE BUILD Consortium reviewed its progress in its first year at the 2026 General Assembly of the Large Scale Pilot, hosted by Visa and Banca Transilvania in Bucharest, Romania. More than 300 representatives from 28 countries met over two days to discuss 13 use cases for the EU Digital Identity Wallet and European Business Wallet.

Why it matters

The consortium's feedback to the European Commission and standards bodies is intended to help inform ongoing negotiations around the European Business Wallet proposal. The EU Digital Identity Wallet and European Business Wallet must show what they bring to the Single Market in the next phase.

The General Assembly drew more than 300 representatives from 28 countries over two days to review 13 use cases, all tied to business, supply chains or payments. The source does not provide a comparator for prior assemblies or the number of live participants in the planned expansion.

The players

WE BUILD Consortium

A consortium of digital identity industry partners testing EU Digital Identity Wallet and European Business Wallet use cases, including IDnow, IN Groupe, Fime, Gataca, Digidentity, Signicat, OneSpan, Veridas, Raidiam, Izertis and Youverse.

Visa

A global payments network that co-hosted the General Assembly and carried out early EUDI Wallet-authenticated payments with Banca Transilvania.

Banca Transilvania

A Romanian commercial bank that co-hosted the General Assembly and co-conducted the first EUDI Wallet-authenticated payments with Visa.

The details

The consortium completed pilot designs for all 13 use cases in its first year and published its trust registry, attestation rulebooks and architectural blueprint. Its testbed is reportedly ready to demonstrate organizational identity, legal representation and payments.

Timeline

  1. Visa and Banca Transilvania carried out the first EUDI Wallet-authenticated payments in 2025.

  2. The WE BUILD General Assembly was held in Bucharest this week.

  3. Over the next year, the consortium plans to expand its pilots to real businesses and users.

Market Landscape

The pilots position the EU Digital Identity Wallet and European Business Wallet as tools for business, supply-chain and payment use cases. The next phase will test whether these wallets deliver measurable value to the Single Market.

If the European Business Wallet advances, businesses could eventually authenticate payments and legal representation digitally across EU member states. Consumers would see these changes only as the pilots move from testbeds into live use.

The takeaway

Digital identity wallets for business are moving from design to live testing, and the coming year will show whether interoperability holds across real organizations. Businesses tracking payments and compliance should watch the consortium's feedback to European standards bodies.

What happens next

The consortium plans to expand its pilots to real businesses and users over the next year, with no specific dated milestone given in the source.

Further reading

Explore more on Financial Services coverage of digital identity and payments infrastructure.

Source note: This article includes information reported by Biometric Update.

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