Jaguar Land Rover Urges Insurers to Rethink Underwriting
The automaker says original vehicle manufacturers will not back cherry-picked, customer-selecting insurance models.
Updated on Nov. 6, 2026 in Car Types
Jaguar Land Rover called on insurers to abandon traditional underwriting models at the Insurance Innovators Summit on 4 November 2026. Speaking through insurance product manager Samantha Bartlett-Shaw, the automaker warned against using connected vehicle data to cherry-pick customers.
Why it matters
Electrification, autonomous driving and shifting customer expectations are making insurance partnerships with vehicle manufacturers increasingly important. Insurance access directly affects whether drivers can afford to own and operate vehicles.
The evidence is a verbal policy position from a manufacturer representative, with no quantified metrics reported. Which insurers or underwriting practices the warning targets has not been detailed.
The players
Jaguar Land Rover
A British luxury and off-road vehicle manufacturer owned by India's Tata Motors, known for its Range Rover and Jaguar brands.
Samantha Bartlett-Shaw
An insurance product manager at Jaguar Land Rover who delivered the remarks at the summit.
The details
Bartlett-Shaw urged insurers to focus on supporting the wider customer propositions of original vehicle manufacturers and to use connected vehicle data to help more customers access cover, not solely to improve risk selection. She said manufacturers will not back dynamic underwriting that selects for and against customers, and that insurance should not become a barrier to vehicle ownership.
Timeline
4 November 2026: Samantha Bartlett-Shaw spoke at the Insurance Innovators Summit.
Roadmap
The remarks reflect a manufacturer-insurer relationship growing more central as vehicles become more connected and autonomous. Bartlett-Shaw also flagged that autonomous vehicles will raise new questions about liability, maintenance responsibilities and data sharing.
Drivers of connected vehicles may see insurance access depend more on partnership programs between manufacturers and insurers. The extraction does not detail specific pricing, eligibility or policy changes for individual buyers.
The takeaway
Connected vehicle data can either widen or narrow who gets insured, and the choice depends on how insurers use it. Drivers should ask whether their insurer's data practices aim to expand coverage or to screen customers out.
Further reading
For more on how vehicle design is changing, explore our Car Types coverage.
Source note: This article includes information reported by Insurance Times.
