Indian Tourists to Use UPI in Uzbekistan
A new cross-border payment agreement allows Indian visitors to scan UZQR codes for purchases across Uzbekistan.
Updated on Oct. 28, 2026 in Asia
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Indian tourists can now complete payments in Uzbekistan by using their UPI-supported mobile applications. The system functions by scanning QR codes through the national UZQR payment network.
Why it matters
This initiative integrates Uzbekistan into the global digital economy by linking local infrastructure with the NPCI International network. It simplifies travel for Indians while providing local businesses with additional cashless payment tools.
The UZQR system, managed by the national operator HUMO, now facilitates transactions for visitors from India. HUMO previously enabled international payments through a similar collaboration with Alipay+.
The players
HUMO
HUMO is the operator of the national UZQR payment system based in Tashkent.
NPCI International
This entity is the international arm of the National Payments Corporation of India responsible for globalizing the UPI platform.
The details
The project follows a cross-border QR payment agreement signed between the two nations. It allows users to leverage mobile apps that already support the Unified Payments Interface to pay merchants directly through Uzbekistan's established UZQR infrastructure.
Timeline
August 27, 2026: A cross-border QR payment agreement is signed.
October 2026: Representatives meet at the Global Fintech Fest 2026 in Mumbai.
Travel Outlook
This integration follows a pattern set by the rapid international expansion of the Unified Payments Interface across global markets. It marks a broader shift toward frictionless digital travel as nations increasingly align their local QR infrastructure with major international networks.
Indian travelers will be able to leave their local currency at home and rely on their existing mobile apps for seamless transactions at local shops in Uzbekistan. This eliminates the need for carrying large amounts of cash and simplifies the process of paying for goods and services abroad.
The takeaway
Travelers should check if their specific banking application has enabled international UPI functionality before departure to ensure seamless payment access. Digital payment agreements like this reflect a broader trend of cross-border financial integration benefiting international tourists.
Further reading
Learn more about the evolving landscape of digital finance in Asia.
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