Telr and CreditPool Launch Split-Card Payment Service
The new service allows customers across the Middle East to divide a single purchase between multiple bank cards.
Updated on Oct. 26, 2026 in Credit Cards
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Would you use a service that lets you split one purchase across multiple credit cards?
Telr and CreditPool have introduced a new multi-card payment service designed to let shoppers split transactions across several bank cards. The initiative aims to reduce payment declines caused by insufficient funds on a single card and ultimately increase sales for merchants.
Why it matters
By allowing customers to distribute the cost of a purchase, the service addresses common friction points that lead to cart abandonment. This integration helps merchants secure transactions that might otherwise fail due to limits on individual accounts.
Telr currently supports payment processing across more than 120 currencies and 30 languages. The company maintains a Retail Payment Services License issued by the UAE Central Bank.
The players
Telr
Telr is a payment processor headquartered in the UAE that holds a Retail Payment Services License.
CreditPool
CreditPool is a technology service provider that partners with payment infrastructure firms to deliver transaction solutions.
UAE Central Bank
The UAE Central Bank is the regulatory authority responsible for issuing financial licenses and overseeing payment institutions in the United Arab Emirates.
The details
The platform functions by allowing customers to combine existing bank cards on Telr payment pages to complete a single purchase. CreditPool serves as the technology service provider, integrating the solution with licensed infrastructure to enable these split-card transactions.
Timeline
Telr was established in 2014.
The new service launch was announced on October 26, 2026.
Market Dynamics
This innovation follows the regulatory framework established by the Retail Payment Services License requirements. It demonstrates how fintech firms are leveraging existing infrastructure to overcome traditional transaction decline barriers.
Shoppers in the UAE, Saudi Arabia, Bahrain, and Jordan can expect fewer transaction failures when making large purchases. This service provides a pragmatic way to utilize multiple credit or debit accounts to manage personal liquidity during checkout.
The takeaway
This service offers a practical solution for consumers who manage multiple bank accounts to stay within individual spending limits. Implementing split-card options could significantly change how shoppers approach high-ticket online purchases in the region.
Further reading
For more on payment technologies and card solutions, visit our Credit Cards section.
More information
For more details, visit the Telr company website.
Live Poll
Would you use a service that lets you split one purchase across multiple credit cards?
