Ripple Executive Calls for Global Stablecoin Alignment
Ripple policy lead Rahul Advani warns that inconsistent international rules hinder the adoption of digital assets.
Updated on Oct. 25, 2026 in Financial Services
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Should major nations standardize regulations to allow for universal recognition of digital stablecoins?
Rahul Advani of Ripple has highlighted a critical lack of cross-border recognition for regulated stablecoins. He argues that fragmented regulatory frameworks risk splitting global digital-money markets.
Why it matters
The current absence of international consensus on stablecoin standards could lead to market fragmentation on new financial infrastructure. Advani suggests that harmonizing rules is essential for these assets to function globally.
Regulatory regimes are currently aligning in the U.S., EU, Singapore, Hong Kong, and Japan. Banks evaluate these assets based on underlying backing, Basel capital treatment, and liquidity requirements.
The players
Rahul Advani
He serves as the policy lead for Ripple, a company specializing in enterprise blockchain and crypto solutions.
Ripple
Ripple is a prominent financial technology company that provides global payment solutions using blockchain and digital assets.
Atlantic Council GeoEconomics Center
This center is a nonpartisan organization that provides research and analysis on the intersection of economics and national security.
The details
Advani spoke at an Atlantic Council GeoEconomics Center panel held during the IMF and World Bank Group meetings. He noted that banks currently assess stablecoins using stringent criteria like liquidity and custody system compatibility.
Timeline
Rahul Advani spoke at the panel in Bangkok in October 2026.
Market Landscape
Current initiatives like the EU's MiCA framework represent a push toward regional stability but stop short of universal protocol. This creates a competitive disadvantage for companies trying to scale stablecoin services across borders without unified recognition.
For businesses and consumers, a lack of standardized rules could mean continued difficulty in sending stablecoins across different national jurisdictions. Harmonization efforts will eventually determine how easily digital assets can be used in global trade and daily transactions.
The takeaway
Advani suggests that banks will continue to favor stablecoins that align with traditional Basel capital treatment requirements. Investors should watch for regulatory convergence in major financial hubs to see if cross-border usability improves.
Further reading
Learn more about the latest industry developments in Financial Services.
Source note: This article includes information reported by TokenPost.
Live Poll
Should major nations standardize regulations to allow for universal recognition of digital stablecoins?
