DUAL Expands Real Estate Insurance Capacity
The insurer increased its single risk limit to £320 million for clients across international markets.
Updated on Oct. 21, 2026 in Commercial
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DUAL has expanded its international Title and Legal Indemnity insurance offering through a new multi-carrier binder. The move increases the firm's capacity for single real estate risks to £320 million.
Why it matters
This expansion addresses the growing demand for comprehensive Title and Legal Indemnity insurance on complex, cross-border property transactions. By pooling support from several major underwriters, DUAL aims to service larger and more intricate global deals.
DUAL now offers policy limits of up to £320 million for individual real estate risks. The firm has operated its Title and Legal Indemnity business for more than 13 years.
The players
DUAL
This international insurance group specializes in underwriting and provides various risk products across global markets.
Dave Persaud
He serves as the International Head of Title and Legal Indemnity at DUAL.
AXA XL
This is a global insurance and reinsurance company that acts as a primary backer for the new DUAL binder.
The details
The new international binder is backed by AXA XL, Liberty, Chaucer, AXIS, and Intact. It combines policy wordings with a multi-disciplinary approach to handle multiple insurance lines within one transaction.
Timeline
October 2025: Dave Persaud joined DUAL.
Early 2026: The group launched its Transactional Risk offering.
January 2026: Dave Persaud became International Head of Title and Legal Indemnity.
October 21, 2026: The expansion was officially announced.
Culture Shift
The expansion reflects a broader shift toward integrating complex financial risk management within commercial real estate transactions. This development mirrors the growing trend of globalizing title and legal indemnity coverage to match the complexity of modern international portfolios.
Investors and developers engaged in large-scale real estate projects may benefit from higher insurance capacity and streamlined underwriting processes. These changes simplify the process of securing coverage for international assets by consolidating multiple insurance lines into a single policy.
The takeaway
The move enables developers to handle larger financial liabilities within a single insurance framework. Companies should evaluate whether their current risk management strategies can be optimized by leveraging these expanded policy limits for complex portfolio assets.
Further reading
Learn more about the latest developments in the sector via the Commercial section.
Source note: This article includes information reported by ReinsuranceNe.
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