Klarna Expands Payment Options Through Fiserv Partnership
The fintech firm is now accessible to merchants on the Fiserv Commerce Hub and at 100,000 Clover locations across the US.
Updated on Oct. 20, 2026 in Financial Services
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Klarna has integrated its payment services with the Fiserv Commerce Hub platform to streamline transactions for merchants globally. Additionally, the service is now available for in-store payments at 100,000 US merchant locations through the Clover platform.
Why it matters
This partnership addresses merchant demand for consistent, flexible payment experiences across both online and physical retail environments. By integrating these systems, Klarna enables broader access to its credit services while meeting consumer expectations for flexible payment options.
Klarna now supports 100,000 merchant locations in the US through the Clover platform. The service is also active across Canada, the UK, and select European markets via the Fiserv Commerce Hub.
The players
Klarna
Klarna is a global fintech company known for providing buy now, pay later services and alternative payment solutions for consumers and merchants.
Fiserv
Fiserv is a multinational financial services technology company that provides payment processing, commerce solutions, and banking software to businesses worldwide.
Clover
Clover is a point-of-sale platform owned by Fiserv that provides hardware and software solutions to help small and medium-sized businesses manage payments.
The details
Merchants can now leverage the Fiserv Commerce Hub to offer Klarna as a payment method for both digital and brick-and-mortar storefronts. For every transaction processed, Klarna conducts a new, independent credit assessment to determine eligibility.
Timeline
The launch of Klarna services at 100,000 US Clover locations occurred during the week of October 20, 2026.
Market Landscape
The integration of Klarna into the Fiserv Commerce Hub marks a shift in how payment providers consolidate services for retailers. This move positions Fiserv to better compete in the crowded omnichannel retail market by offering unified payment processing and credit solutions.
Shoppers at participating retailers may now see Klarna as an integrated checkout option for both online purchases and in-store transactions at Clover-enabled locations. This provides consumers with more flexible payment choices directly at the point of sale without leaving the merchant's ecosystem.
The takeaway
Retailers are increasingly looking for seamless integrations that allow them to offer diverse payment methods without managing multiple disconnected systems. By embedding credit decisions at the point of transaction, these services aim to remove friction from the customer journey.
Further reading
Learn more about evolving payment technology in our Financial Services section.
Source note: This article includes information reported by Retail Technology Innovation Hub.
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