Artificial Intelligence Topped 2026 Global Risk List
The 2026 AXA Future Risks Report identified artificial intelligence as the most pressing global concern for experts.
Updated on Oct. 13, 2026 in Artificial Intelligence
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Artificial intelligence has surpassed climate change as the leading global risk according to the 2026 AXA Future Risks Report. The findings, based on input from over 4,000 experts, underscore growing anxiety regarding the pace of AI development.
Why it matters
Experts warn that artificial intelligence is advancing more rapidly than existing regulatory and management systems. The surge in AI-related power demand is also creating new stressors for global electricity grids.
The study surveyed 4,345 experts across 62 countries and 24,000 public members. Only 9% of experts believe public authorities are prepared for AI risks, a figure that drops to just 3% within Europe.
The players
AXA
This global insurance company publishes an annual survey assessing emerging risks that impact businesses and society worldwide.
Ipsos
This multinational market research and consulting firm managed the data collection for the global risk survey.
The details
Insurance carriers have begun implementing AI-specific exclusions and revised policy forms to address significant coverage gaps. While AI takes the top spot, 90% of experts also classify cyber risks as either rapidly emerging or already entrenched.
Timeline
14 May 2026: The AXA survey began its data collection period.
24 June 2026: Data collection for the survey concluded.
13 October 2026: The official AXA Future Risks Report was published.
The Tech Race
This development marks a significant shift as artificial intelligence displaces climate change from the top position held in previous survey cycles. It highlights how the industry is rapidly pivoting to address the unforeseen complexities of emerging autonomous systems.
Consumers may soon encounter new exclusions or modified terms within their insurance policies as carriers adjust for AI-related exposures. Additionally, the increasing energy demands of AI infrastructure could eventually influence local electricity reliability and costs.
The takeaway
The rapid deployment of AI is creating a significant gap between technological capability and effective risk management. Organizations and individuals should review their current insurance protections to understand how new AI-specific policy changes might affect their coverage.
Further reading
Learn more about the industry impact of these technologies on our Artificial Intelligence page.
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