Verisk Launched New Data Centre Exposure Database
The platform aims to assist insurers in quantifying potential property losses from data centres.
Updated on Oct. 12, 2026 in Data Centers
Live Poll
Do you trust artificial intelligence to handle underwriting for major specialty insurance risks?
Verisk Extreme Event Solutions released a new database designed to help insurers evaluate the complex risks associated with global data centres. The tool integrates facility details with catastrophe models to account for potential losses driven by the rapid growth of artificial intelligence.
Why it matters
As the expansion of data centres to support artificial intelligence creates new, difficult-to-assess insurance exposures, underwriters require improved methods to measure risk. Without precise modeling, the industry faces uncertainty regarding the potential financial impact of catastrophic events on these high-value properties.
The database tracks approximately 2,500 data centres in the United States and uses artificial intelligence to streamline complex catastrophe modeling workflows. The platform maps specific construction and content data to refine loss estimates for assets that carry significant financial risk.
The players
Verisk Extreme Event Solutions
This organization provides catastrophe risk modeling and data analytics for the global insurance industry.
The details
Verisk combines location-specific data with catastrophe models to help insurers visualize and manage the risk profile of data centres. By applying AI to atmospheric datasets, the company aims to reduce inefficiencies in data handling that have previously complicated property insurance assessments.
Timeline
October 12, 2026: The database was formally introduced.
The Tech Race
The development of this database reflects a wider industry shift toward automating risk assessment in response to the rapid expansion of data centres to support artificial intelligence. This platform replaces traditional, manual underwriting workflows with AI-driven models to better compete in the high-stakes property insurance market.
While this tool is designed for insurers, it may influence the cost and availability of insurance coverage for businesses relying on cloud infrastructure. Ultimately, more accurate risk models can lead to more stable pricing structures for the digital services companies and consumers use daily.
The takeaway
Reliable risk assessment is becoming a critical component of modern infrastructure as physical data centres become increasingly vital to global digital operations. Businesses should recognize that insurance providers are evolving their methodologies to account for the unique vulnerabilities of high-tech assets.
Further reading
For more context on the current infrastructure landscape, see our coverage of Data Centers.
Live Poll
Do you trust artificial intelligence to handle underwriting for major specialty insurance risks?
