Zurich Published Personal Resilience Index
The new report from Zurich and Oxford explores the link between employee financial resilience and workplace performance.
Updated on Oct. 6, 2026 in Financial Planning
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Zurich has released the Personal Resilience Index, a report developed in collaboration with Oxford that highlights the critical connection between employee financial stability and productivity. The index explores how resilience acts as a capability built over time and the role employers play in fostering this trait.
Why it matters
The findings suggest that employers who actively support employee resilience may see tangible improvements in workplace performance. By understanding the factors that shape this capability, companies can better address the needs of their workforce.
Sixty percent of respondents believe they have sufficient insurance coverage for short-term work inability. Employees with the highest resilience scores report good or excellent performance at twice the rate of those with the lowest resilience levels.
The players
Zurich
Zurich is a global insurance provider that collaborated with Oxford to research and develop the Personal Resilience Index.
Oxford
Oxford is a leading academic institution that partnered with Zurich to provide research expertise for the report.
The details
The report highlights that resilience is not a static trait but a capability that individuals develop over time. It provides a framework for measuring the various factors that shape employee resilience and identifies the link between financial preparedness and professional output.
Timeline
The Personal Resilience Index was published on October 6, 2026.
Market Dynamics
This index follows the patterns set by Oxford research into organizational behavior by quantifying the impact of employee well-being on corporate success. The findings shift the conversation toward treating financial resilience as a measurable asset within the broader macroeconomic cycle.
Employees may benefit from evaluating their current insurance coverage against the 60% benchmark identified in the study. Investors should note that companies prioritizing these resilience factors may see long-term performance gains that influence overall corporate health.
The takeaway
Building resilience is a proactive process that requires identifying potential gaps in insurance and financial coverage. Employees who prioritize these areas may find themselves better positioned to maintain high performance and stability during periods of professional uncertainty.
Further reading
Learn more about managing financial stability in our Financial Planning section.
Source note: This article includes information reported by FTAdviser.
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