Wisevoter
World

XT Exchange Launched New Scan to Pay Feature

The new XT App capability allows users to fund purchases at merchants directly using USDT balances.

Updated on Oct. 3, 2026 in Financial Services

Bold flat-color editorial illustration of a payment terminal, representing seamless cryptocurrency transactions in international retail commerce.
XT Exchange has launched a new scan-to-pay feature, enabling users to make direct retail purchases using their digital USDT balances. AI Illustration. Upload story photo >

Live Poll

Would you feel comfortable using your digital asset balances for daily purchases at local stores?

XT Exchange has introduced a Scan to Pay feature that enables users to make purchases at participating merchants using their USDT balances. The service links exchange accounts to local QR payment networks to streamline transactions without manual currency conversion.

Why it matters

This feature eliminates the need for users to manually sell digital assets and withdraw local currency before making retail payments. By integrating directly with local systems, the exchange simplifies the use of stablecoins for everyday commerce.

XT Exchange currently serves over 12 million registered users across 200 countries and regions. The platform supports more than 1,300 tokens and 1,300 trading pairs within its ecosystem.

The players

XT Exchange

Headquartered in Victoria, Seychelles, this crypto exchange platform offers a wide range of trading pairs and digital asset services to a global user base.

Visa

This global payments technology company facilitates stablecoin-linked card programs and provides market analysis on digital asset adoption trends.

The details

When a user authorizes a payment in the XT App, a third-party provider processes the transaction via local QR codes. Merchants receive payment in their local currency through existing payment systems, ensuring a seamless checkout experience.

Timeline

  1. 2018: XT Exchange was founded.

  2. 2025: Visa recorded $5.2 billion in stablecoin card volume.

  3. March 2026: Visa published its analysis regarding stablecoin volume.

  4. October 3, 2026: XT Exchange announced the Scan to Pay feature.

Market Landscape

The integration of crypto balances into traditional payment systems represents a move toward bridging digital and fiat economies. This launch positions XT Exchange alongside firms capitalizing on the rapid growth of stablecoin-linked payment volumes.

Customers can now spend USDT directly at participating merchants, saving time otherwise spent on manual sales and withdrawals. The feature offers a more direct path to using digital assets for daily retail purchases.

The takeaway

The move demonstrates a shift toward practical, everyday utility for stablecoins beyond simple trading. Users interested in this feature should verify if their local merchants are integrated with the supported QR payment networks.

Further reading

For additional context on how digital assets are reshaping payment systems, explore the Financial Services section.

Live Poll

Would you feel comfortable using your digital asset balances for daily purchases at local stores?