CONCRYT Integrated Payment Gateway With PaymentIQ
The partnership allows merchants to route transactions through CONCRYT via the PaymentIQ platform interface.
Updated on Sept. 27, 2026 in Financial Services
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On 11 August 2026, Barcelona-based CONCRYT announced the integration of its payment gateway with the PaymentIQ platform. This allows merchants to manage deposits, payouts, and refunds through CONCRYT as a routing option.
Why it matters
Merchants seek to compare provider performance against existing options and redistribute traffic based on acceptance rates, costs, or operational conditions. This integration simplifies that process by removing the need for custom development projects.
PaymentIQ currently connects merchants to a network of 400 payment service providers. CONCRYT is now available as a configuration change for existing users, bypassing the need for scoped integration projects.
The players
CONCRYT
Headquartered in Barcelona, this firm provides payment gateway services for international merchants.
PaymentIQ
This platform serves as a central hub connecting merchants to hundreds of global payment service providers.
The details
By aggregating providers behind a single API layer, the integration allows merchants to activate the service simply by adjusting their platform configuration settings. Merchants can now direct their payment traffic through CONCRYT alongside their existing options.
Timeline
The integration announcement was released on 11 August 2026.
European Parliament work on the PSD3 framework occurred throughout 2025 and 2026.
Market Landscape
This integration follows broader industry trends toward API-first connectivity in the financial services sector, mirroring the regulatory push for increased interoperability seen in the European Parliament's PSD3 framework. It positions PaymentIQ to offer more flexible routing options in a competitive landscape where merchants prioritize cost and performance data.
Merchants using the PaymentIQ environment gain the ability to switch payment providers instantly through configuration settings without requiring custom technical development. This flexibility allows businesses to dynamically adjust their payment stacks based on real-time cost and acceptance metrics.
The takeaway
Businesses looking to optimize their checkout performance should audit their current payment routing to ensure they are leveraging all available configuration options. Regularly updating routing logic allows firms to better manage transaction costs and improve conversion rates.
Further reading
For more on evolving standards, visit the Financial Services section.
Source note: This article includes information reported by The Fintech Times.
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