RDC.AI Has Expanded Banking Software to North America
The firm, which saw customer growth of 120 percent last year, is entering the U.S. and Canadian markets.
Updated on Sept. 25, 2026 in Banking
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RDC.AI has expanded its banking software operations into North America, targeting a market of over 4,500 regulated institutions. The move follows a year in which the company recorded customer growth exceeding 120 percent.
Why it matters
Banks in the region are increasingly seeking proven technology to improve oversight and reduce manual workloads while maintaining strict regulatory compliance. The expansion allows RDC.AI to tap into a large market scale by offering automated systems that maintain human control over risk assessment.
RDC.AI reported 120 percent customer growth over the past year. Its software enabled M&T Bank to reduce manual effort by 70 percent and identify credit-risk signals up to six months earlier.
The players
RDC.AI
An Australian-origin software company that provides automated risk-assessment platforms for banking institutions.
M&T Bank
A U.S.-based commercial bank that has utilized RDC.AI software to achieve significant reductions in manual labor.
Westpac
A major multinational financial services company and one of the banking institutions using RDC.AI systems.
BNZ
Bank of New Zealand is a financial institution that serves as a client for RDC.AI banking software.
The details
The platform allows bankers to query portfolios and assess risks through agents that operate under bank-curated data, policies, and knowledge. The company is currently testing a collaborative workspace platform with two customers while in final-stage discussions with additional banks in the United States and Canada.
Timeline
The company has developed its specialized banking software over the past 10 years.
Banks have tested various generative AI and automation tools over the past two years.
RDC.AI customer growth rose by more than 120 percent over the past year.
The news regarding the North American expansion was published on September 25, 2026.
Market Landscape
This move follows the broader trend of financial institutions increasingly integrating generative AI to automate credit risk assessment and regulatory tasks. By entering North America, RDC.AI positions itself to compete for market share among 3,800 U.S. commercial banks.
For banking clients, the adoption of this software may lead to more efficient loan processing and improved risk oversight. Customers at these banks might experience faster credit decisions as institutions shift toward automated, data-driven credit risk identification.
The takeaway
The successful integration of AI agents into banking portfolios highlights a growing reliance on technology to handle complex regulatory data. Institutions that effectively pair automation with human policy oversight are seeing measurable gains in efficiency and risk management.
Further reading
Explore the latest developments in Banking technology and industry standards.
Source note: This article includes information reported by IT Brief Australia.
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