Lockton Launched Insurance Program for Data Centers
The firm introduced a new specialized coverage plan offering billions in capacity for global digital infrastructure projects.
Updated on Sept. 23, 2026 in Data Centers
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Lockton has launched a new builders risk and property program designed specifically for data center owners, developers, and operators. The initiative provides a combined $13.5 billion in insurance capacity supported by a global panel of carriers.
Why it matters
The program addresses significant coverage gaps that often occur as data center projects transition through various construction phases. By covering facilities that become operational in stages, the plan mitigates risks for investors and operators maintaining active sites.
The program provides $6 billion in builders risk capacity and $7.5 billion in operational property capacity. This integrated structure covers projects that transition into operational phases while primary construction work continues on-site.
The players
Lockton
Lockton is a global professional services firm that provides risk management, insurance, and employee benefits consulting services.
Data Centers and Digital Infrastructure Practice
This specialized unit within Lockton focuses on developing insurance and risk mitigation strategies for the digital infrastructure sector.
The details
Developed by the Data Centers and Digital Infrastructure Practice, the program simplifies insurance requirements for complex, multi-phase digital infrastructure developments. It allows stakeholders to manage risk transitions seamlessly from the initial build to the operational stage.
Timeline
Lockton launched the new insurance program on September 23, 2026.
The Tech Race
The rise of massive, multi-year digital infrastructure projects has outpaced traditional construction insurance, which often fails to bridge the gap between building and operations. This program represents a move to standardize coverage for the hyperscale era of global data centers.
Stakeholders in data center projects can now secure continuous coverage during complex, multi-phase construction and operational transitions. This reduces the risk of liability gaps for developers, investors, and operators managing major digital infrastructure sites.
The takeaway
The introduction of this specialized program underscores the growing necessity for bespoke insurance products within the digital infrastructure market. Industry participants should evaluate how these integrated coverage models might lower costs and simplify administrative hurdles for ongoing projects.
Further reading
For broader insights into the evolving landscape of digital infrastructure, visit our Data Centers section.
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Do you trust that insurance products keep pace with modern infrastructure development risks?
